Profile
“Westfield Specialty and I have been trying to make sure we are opportunistic in the marketplace and that has allowed us to grow profitably and create a broader and more diversified portfolio”
Jack Kuhn
Westfield Specialty
In July 2022, Spencer Clarke embarked on his journey as a mortgage broker with Cube Home Loans, and he has a passion for helping families on their homeownership journey.
As one of the moderators of the Facebook group “Men’s Finance Advice,” boasting a thriving community of over 92,000 members, he contributes by providing free advice on a range of financial matters, with a special emphasis on home loans.
Spencer’s focus centres on catering to the unique needs of those in regional and remote areas, particularly those aspiring to own acreage properties. Also, by recognising the challenges faced by first home buyers, he is dedicated to assisting their entry into the property market, guiding them through the home loan journey, and providing support for how and when to start looking and what to do after having a successful offer.
Spencer’s commitment extends to supporting Aussie families in securing a fair deal on their home loans. He strives to make the dream of homeownership a reality for as many people as he can.
Ryde
0473 046 410
spencer.c@cubecentral.com.au
linkedin.com/in/spencer-clarke-2b785289
cubehomeloans.com.au
Spencer Clarke
Mortgage Broker
Cube Home Loans
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Milestones
“The biggest challenge is getting everyone comfortable with the pace that I’m looking for to drive our buildout and growth. How I deal with it is by being open and transparent, and responsive to questions or concerns”
Jack Kuhn
Westfield Specialty
2021
2022
2023
2024
Present
Enrolled with industry bodies as a mortgage broker
2021
Began broking career
2022
Started specialising in the acreage/rural home loan niche
Became moderator of Men’s Finance Advice on Facebook, with nearly 100,000 members Australia-wide
Assisted over 60 unique clients in his first financial year as a broker
Best Boutique Independent Office
Recognised by Loan Market for a 25+ million loan portfolio
2023
Best New Broker QLD – Finalist
MPA’s Rising Star
2024
Founder and Director of Fundex Capital since 2022
Recognised as one of MPA’s Rising Stars
Present
Assistant Vice President and Senior Broker at MJ Hall & Company since 2018
Present
Milestones
Aug 2022
Milestones
Sept 2021
Feb 2022
Apr 2022
Jul 2022
Aug
2022
Suncorp Bank introduces Solar Home Bonus offer for customers who are choosing renewable energy for their homes
Sept 2021
Month-on-month market share growth commences
Feb 2022
Suncorp Bank wins the Canstar award for most outstanding value in investment loans
Apr 2022
Suncorp Bank wins Money Magazine’s Bank of the Year and Business Bank of the Year awards for the fifth year in a row
Jul 2022
Suncorp Bank’s turnaround times are the lowest they have ever been. The lender becomes Australia’s first certified carbon neutral bank for both its operation and transaction services
Aug 2022
Milestones
Kuhn says, “I would say my career has been one of more of chance and opportunities than a set plan. And it’s interesting how one decision has a ripple effect on putting you on a different path than maybe where you thought you would be.”
He highlights his spell at Endurance as his biggest professional achievement to date.
“It took some time, but we took them from really being viewed as a reinsurance company to being viewed as a global insurance company.”
It’s this type of innovative attitude that is powering Westfield Specialty forward so successfully.
Kuhn explains, “Westfield Specialty and I have been trying to make sure we are opportunistic in the marketplace and that has allowed us to grow profitably and create a broader and more diversified portfolio.”
Part of this has seen the firm acquire the existing Lloyd’s of London Syndicate 1200 in February 2023. It is also Kuhn’s ingenuity that has allowed Westfield Specialty to outperform expectations in challenging market conditions.
“I would say it’s been the understanding that there is a limited window of time. We're in this unique market, we need to be fast and decisive to take advantage of market opportunities before the market begins to move away,” he comments. “Additionally, I'd like to say we move with a lot of speed, but we do it in a thoughtful and methodical approach, not just to be the first.”
However, it has been an intricate process to ensure his team are onboard with his vision. Kuhn places importance of explaining his targets and the blueprint to achieve them.
He adds, “The biggest challenge is getting everyone comfortable with the pace that I’m looking for to drive our buildout and growth. How I deal with it is by being open and transparent, and responsive to questions or concerns. This way, everything gets thoroughly discussed and resolved.”
With almost four decades in the industry, Kuhn has developed methods that have consistently delivered. It is why he has been tasked with so many leadership roles and he intends to maintain his focus on creating more success at Westfield Specialty.
“I think I am and have always tried to be methodical. I look at the big picture yet stay focused on executing the different opportunities or plans that I have in front of me. I don’t get emotional or make emotional decisions.”
Chief underwriting officer of executive risk at Chubb
President of financial insurance solutions at Kemper
Chief underwriting officer at Axis Capital
CEO of global Insurance at Endurance
CEO of global Insurance at Sompo International
Kuhn joined Westfield Specialty in the firm’s first year (2021) and has established the company’s presence in the specialty market. By the end of 2023, the firm is expected to surpass $1.3 billion in GWP after writing $300 million in 2021.
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