Profile
“No matter how many clients I have, I make sure to call each one personally every quarter. It’s a chance to not only update them on their portfolio, but also check on how they’re doing personally”
Kelvin Rampersad,
Carte Wealth Management
Arnab Baral began his career as a software engineer, dedicating a 20 years to master the field before shifting his focus to an industry he’d long been passionate about – finance and lending. Driven by a desire to support others in making sound financial choices, he transitioned to a role where he could directly impact individuals and businesses alike.
Over the past four years, he has become a respected expert in guiding clients through the complexities of home lending, including structures such as trusts, companies, and self-managed super funds (SMSFs), as well as various other types of financing. As the owner of Cinch Loans, Arnab has led the company to become a prominent force in Australia’s mortgage market. Under his guidance, Cinch Loans has earned numerous accolades and established a reputation for delivering transparent, customised lending solutions. His client-centred approach empowers borrowers, equipping them with the knowledge and assurance needed to make informed financial decisions.
Arnab’s commitment to simplifying the home loan journey has fostered lasting relationships with clients, whether they’re first home buyers or seasoned property investors. His strategic vision continues to drive Cinch Loans’ success, making it a preferred choice for trusted mortgage advice in Melbourne and across Australia.
An advocate for financial literacy, Arnab actively contributes to industry discussions on mortgage trends, property investment and financial education, reinforcing his dedication to empowering others through knowledge.
13 Kirami Avanue, Point Cook, Vic 3030
0406 411 700
arnab@cinch.loans
au.linkedin.com/in/arnab-baral-a8b2b524
cinch.loans
Arnab Baral
Chief Executive Officer and Managing Director
Cinch Loans
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“I strongly believe in working smarter, not harder. I think it’s one of the keys to living a great life, and I want to share that with as many people as possible”
Kelvin Rampersad,
Carte Wealth Management
2020
2021–2022
2023
2024
2024
Start of finance mortgage broking career
2020
Joined Cinch Loans and promoted to Senior Finance Broker
2021–
2022
CIO and Head of Revenue of Cinch Loans
2023
Managing Director of Cinch Loans
FBAA Awards of Supremacy – Finance Broker of the Year
AI Innovator – Mortgage Broking (Australian AI Awards)
MFAA’s VIC/TAS Finance Broker Business Award
Australian Broker’s 5-Star Mortgage Innovator Award
2024
AFG Excellence Awards + Australian Mortgage Awards Finalist – Broker of the Year Productivity + Australian Broking Awards – Residential Broker of the Year
MPA’s Top 100 Brokers
2024
Milestones
Milestones
ELITE WOMEN 2024 JUDGE