Profile
“Our business philosophy is to work with our clients as growth partners where we are there for them at every step of their financial growth”
Sakib Manzoor,
Secure Finance Services
Mohit Lal Pradhan is a senior mortgage broker qualified in various difficult niches such as expat, non-resident, investment lending and portfolio lending, first home buyers, low deposit loans, commercial, bad credit, self-employed, waived LMI home loans for professionals, guarantor loan, and unusual securities like hobby farm and large acreage. He provides excellent service to clients and uses his knowledge to educate them about their home loans. and being available for them. He supports customers throughout the loan process and takes care of them once the loan is settled as well.
He has been working at Home Loan Experts for almost five years on a permanent full-time basis. After completing his master’s degree in marketing at Central Queensland University, he obtained a Certificate IV and diploma in Mortgage Brokering.
Pradhan has won and been nominated for several company and industry awards, as well as featured in industry-wide articles and interviews. He has been recognised as one of the Top 100 Mortgage Brokers in Australia 2022 and MPA magazine’s Young Guns in 2019, a finalist for Best Residential Broker of the Year in 2021, a finalist for the Australian Mortgage Awards Best Young Broker of the Year 2019/20 at the Better Business Awards, a finalist for the Rising Star Broker 2019 and 2020 at the Australian Broker Awards, and a finalist for Best Newcomer of the Year at the Better Business Awards 2018.
Suite 1, Level 1, 120 Erina Street, Gosford
0401367607
mohit@homeloanexperts.com.au
au.linkedin.com/company/home-loan-experts
homeloanexperts.com.au
Mohit Lal Pradhan
Senior Mortgage Broker
Home Loan Experts
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Bio
Milestones
2022
2019–2020
2019–present
2017–2019
2015–2017
2021–2022
Insurance Business Magazine | Key Media
Choice Aggregation Top 3 Finalist for Loan Volume and Submission
Choice Platinum Achiever
2021–2022
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2019–2020
Human Resources Magazine | key media
Choice Platinum Achiever
2019–2020
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2019–present
Human Resources Magazine | key media
Senior Mortgage Broker
Finalist for BBA Best Residential Broker of the Year 2021
2019–present
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2017–2019
Human Resources Magazine | key media
Specialist Mortgage Broker
MPA Young Gun 2019
2017–2019
1997
2015–2017
human resources | key media
Assistant Mortgage Broker
2015–2017
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Milestones
2021–2022
Insurance Business Magazine | Key Media
2022
Excellence awardee – Independent Mortgage Adviser of the Year category at the New Zealand Mortgage Awards
2022
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“We provide them end-to-end service where we help them from shortlisting a property for purchase, conveyancing operations, application lodgement through the settlement process. We stay engaged with them post settlement to ensure they still enjoy having the best product in the market.”
Party invitations are frequently reciprocal, with Secure Finance holding functions on a regular basis to ensure they can identify their client’s future finance needs and fulfil them to their satisfaction.
It’s a formula that works well, with Secure Finance generating business growth within 40%–50% year-on-year since its inception in 2014. But 2022 has been the standout year so far, with the brokerage settling over $145m in residential loans in the 12 months to June, an increase of 50% compared to 2021.
“Last year was one of the best years in terms of number of people looking for home loans, and such high volume not only provided great income opportunities but also challenges that came with having to deal with such high volume.”
Sakib took on three more staff, as well as a new broker starting in December.
“We will soon be setting up our own loan processing centre overseas,” he adds.
He considers the success of 2022 to be a team effort during a year when he asked staff to go above and beyond.
“Since the industry faced massive shortages of staff, our existing team stepped up to the higher demands of the business and volunteered for extra hours, even working their weekends and their holidays,” he says.
“We have the best team one can ask for and we are so proud to have achieved the milestone together where all chipped in equally.”
It is good to know that staff have your back when the lending economy switches track, as it appears to be in the process of doing currently in response to central bank interest rate hikes.
Sakib says that the property market has cooled, affecting overall demand for home loans.
“There are not many new home loans; however, there is a refinance boom out in the market which we see as an opportunity as well as a challenge since a great number of existing clients are looking for better deals to reduce their burden on recently increased monthly repayments,” he says.
Sakib is keeping a close eye on any clients whose low fixed rates are expiring in the next few months and getting ready to review their files accordingly.
Despite the slower residential market, he hopes to settle even more loans in the new fiscal year, thanks to a marketing campaign targeting 6,000 accountants in NSW. He also plans more social media marketing and has further business expansion in the works.
“We will be looking to acquire existing mortgage businesses to capitalise on recently built-up back-end support and overseas loan processing operations,” he says.
No doubt there will be many more birthday invitations ahead.
“We will be looking to acquire existing mortgage businesses to capitalise on recently built-up back-end support and overseas loan processing operations”
Sakib Manzoor,
vSecure Finance Services