Headquarters:
Toronto, ON
Year founded:
1986
Number of employees:
250+
Phone:
416 925 4757
Email:
marketingrequests@heb.ca
Website:
chipadvisor.ca
LinkedIn:
linkedin.com/company/homeequitybank
“The first principle of the Bendelta Code is that ‘There are no rules.’ That’s because we trust everyone to set their own standards and approaches”
Anthony Mitchell, Bendelta
Steven Ranson
President and Chief Executive Officer
Yvonne Ziomecki
Executive Vice President, Marketing and Sales
Rene Quercia
Senior Vice President, Mortgage Broker Channel
Leadership
Steven Ranson is the president and CEO of HomeEquity Bank, the only national provider of the CHIP Reverse Mortgage product. He is responsible for setting the strategic direction for the bank. He continues to grow the business by creating sustainable, long-term value and delivering performance consistent with the interests of its clients, the general public, employees and owners.
Under Ranson’s leadership, HomeEquity Bank has substantially expanded and has been named to the Growth 500’s fastest-growing companies from 2016 through 2020 and to the Globe and Mail’s Top Growing Company list in 2022.
President and Chief Executive Officer
Steven Ranson
Yvonne Ziomecki is the EVP of marketing and sales at HomeEquity Bank. She is responsible for driving the company’s origination growth and increasing its revenues. Ziomecki leads a high-performing sales team to help the bank achieve profitable growth through its direct-to-consumer, broker, wealth, and bank channels. She is also responsible for driving the company’s marketing strategy and leads an award-winning marketing team that delivers marketing initiatives, brand strategy, research, product marketing, communications, advertising, and public relations.
Ziomecki was named the 2022 Strategy Marketer of the Year by Strategy Online. She has led the organization to win marketing, brand, and product awards.
Executive Vice President, Marketing and Sales
Yvonne Ziomecki
Rene Quercia is the SVP of the mortgage broker channel at HomeEquity Bank. Before joining the bank, he spent almost 20 years in various executive roles at large financial institutions, where he was responsible for leading national mortgage sales channels, growing the mortgage specialist sales force, and engaging in several operational transformation projects. Quercia has long-standing and deep national relationships with key partners in the Canadian mortgage and real estate industries. He is an experienced leader with deep knowledge of the mortgage industry and an impressive track record of building successful businesses, developing people and delivering exceptional results.
Senior Vice President, Mortgage Broker Channel
Rene Quercia
“We put our customers at the centre of our business, responding to brokers in a proactive and timely manner and working with the customer to understand their unique risk profile and tailor appropriate solutions”
Erica Kofie, QBE
“We continue to see cyber as a key opportunity and will be further developing customer-centric solutions across various geographies and segments in line with our growth aspirations”
Erica Kofie, QBE
Leadership
“Every person here knows that they have a leadership opportunity and responsibility, and that they have the licence to take whatever initiative might help make ‘a better Bendelta’ become a reality”
Erica Kofie, QBE
Leadership
Vivianne Gauci
Senior Vice President, Customer Experience and Chief Marketing Officer
As the SVP of customer experience and chief marketing officer for HomeEquity Bank, Vivianne Gauci is responsible for increasing brand awareness and affinity, driving originations growth through digital and direct-to-consumer channels, and supporting the sales teams as they expand HomeEquity Bank’s reach through banks, wealth and mortgage broker channels.
She joined HomeEquity Bank in 2015 and has over 20 years of experience in global financial services companies. In Gauci’s role at HomeEquity Bank, she has spearheaded the work to expand not only the awareness of reverse mortgages in Canada but also to help advocate for the unique financial needs of Canadians 55+.
Senior Vice President, Customer Experience and Chief Marketing Officer
Vivianne Gauci
Edmund Boland
General Manager, ANCA CNC Machines
Edmund Boland is the general manager of ANCA CNC Machines, where he is responsible for overseeing nine regional offices. With in-depth ANCA experience over 15 years across several roles, Boland was previously the general manager for ANCA Europe.
He brings a broad range of expertise to his current role, having worked in finance, operations, and the applications teams. Before joining the European team, he led the global supply chain to successfully guide ANCA through the COVID-19 pandemic, the most disruptive supply chain event in living memory.
General Manager, ANCA CNC Machines
Edmund Boland
HomeEquity Bank is a Schedule 1 Canadian bank offering a range of reverse mortgage solutions, including the flagship CHIP Reverse Mortgage product. The company was founded more than 35 years ago to address the financial needs of Canadians who wanted to access the equity of their top asset – their home.
With regional offices in Vancouver and Montreal and a head office in Toronto, the bank is committed to empowering Canadians aged 55 and up to live the retirement they deserve in the home they love. Through its CHIP Reverse Mortgage and Income Advantage products, homeowners can access the equity in their homes to meet their financial goals.
HomeEquity Bank is a portfolio company of the Ontario Teachers’ Pension Plan Board, a global investor that delivers retirement income for 333,000 current and retired teachers in Ontario.
“Every person here knows that they have a leadership opportunity and responsibility, and that they have the licence to take whatever initiative might help make ‘a better Bendelta’ become a reality”
Anthony Mitchell, Bendelta
David Phillips
Chief Investment Officer
Keith Schlosser
Global Chief Information Officer
Dan Draper
Group Chief Underwriting Officer
Simon Williams
Chief Strategy & Distribution Officer, Arch Insurance International
and Active Underwriter, Syndicate 1955
David Phillips joined AXIS Capital as chief investment officer in April 2014. With more than 25 years of experience in investments, he previously served as head of investments for PartnerRe, where he had management and asset allocation responsibilities for public fixed income, public equities, private equities, and alternative fixed income. Prior to PartnerRe, he was the director of research and a portfolio manager at Oppenheimer Capital, an institutional money manager based in New York City. Phillips is a CFA charterholder and received an MBA from the Wharton School of the University of Pennsylvania and an AB from Princeton University.
Chief Investment Officer
David Phillips
Keith Schlosser is global chief information officer at AXIS Capital, where he leads the company’s global information technology and data strategy. He is also responsible for driving change throughout the organisation by delivering high-quality, future-oriented IT services in line with AXIS Capital’s business strategy. Schlosser has more than 30 years of insurance industry experience, spanning roles in information technology, business solutions, marketing and sales. Prior to AXIS, he served as chief information officer for Chubb’s Overseas General Insurance division, where he spearheaded a number of growth, innovation, digital and change initiatives. Before that, he served as CIO at The Travelers Companies international division. Schlosser was also a vice president for marketing technology and web communications at AIG.
Global Chief Information Officer
Keith Schlosser
Dan Draper was appointed group chief underwriting officer in September 2022. He had previously served for more than two years as group head of underwriting at AXIS. Prior to that, he had been group chief risk and actuarial officer at VIBE. Before joining VIBE, Draper spent eight years with AXIS, holding a number of leadership roles that included group chief actuary, chief risk analytics officer, and insurance segment chief risk officer. Before that, he held managerial positions at the Financial Services Authority, XL Capital, and EY.
Group Chief Underwriting Officer
Dan Draper
Kimi leads the Estate Planning and Wealth Protection team and is a member of the Society of Trust and Estate Practitioners. She understands the complex and delicate nature of family estate planning, the technical requirements around probate and estate administration, and the importance of preserving wealth for future generations. Her advice is accurate, commercial, strategic and tailored to each situation.
Partner
Kimi Shah
Kimi leads the Estate Planning and Wealth Protection team and is a member of the Society of Trust and Estate Practitioners. She understands the complex and delicate nature of family estate planning, the technical requirements around probate and estate administration, and the importance of preserving wealth for future generations. Her advice is accurate, commercial, strategic and tailored to each situation.
Partner
Kimi Shah
Kimi leads the Estate Planning and Wealth Protection team and is a member of the Society of Trust and Estate Practitioners. She understands the complex and delicate nature of family estate planning, the technical requirements around probate and estate administration, and the importance of preserving wealth for future generations. Her advice is accurate, commercial, strategic and tailored to each situation.
Partner
Kimi Shah
“The leaders of Bendelta are everyone who works here,” says Mitchell. “Everyone at Bendelta is truly a leader and that is what has enabled our sustained high performance. This is not a platitude, it is how Bendelta is designed. Every person here knows that they have a leadership opportunity and responsibility, and that they have the licence to take whatever initiative might help make ‘a better Bendelta’ become a reality.”
Perhaps their most important current strategy is creating the infrastructure (in many different forms) to enable them to scale up while making work easier, not harder. This includes investing in systems, technology, and new leadership roles to boost efficiency and productivity. They’ve always had great people doing great work, but they are now making this much more supported and sustainable.
This may sound a little dull compared to the excitement of some of their other strategies, but it means that their people will get better outcomes from their effort, which makes that effort feel much more worthwhile.
Working with Bendelta, clients can expect that:
Everyone they deal with will be talented and incredibly dedicated
They will listen to understand
They will be solution-focused, emphasising what is best for the client
They will strive to deliver excellence
They won’t have to worry about any internal frictions or competition
within Bendelta
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Overall service level
Broker communication, training and development
BDM support
Turnaround time – claims
Broker's Pick – Personal Accident and Illness Insurance
Brokers’ Pick – Professional liability
Small business
Medal
Overall service level
Broker communication, training and development
BDM support
Turnaround time – claims
Broker's Pick – Personal Accident and Illness Insurance
Brokers’ Pick – Professional liability
Small business
“The first principle of the Bendelta Code is that ‘There are no rules.’ That’s because we trust everyone to set their own standards and approaches”
Erica Kofie, QBE