Profile
"West Oak’s success has come from always putting our clients’ best interests first and always finding ways to improve and add more value to them"
Andrew mcquiston,
west oak family office, wellington-altus private wealth
James Grantis’ first role in the mortgage industry was with TD Bank. In 2013, his initial position was in operations where he learned how the bank operates. The second was a role as a Relationship Manager, working with vendors hired by TD to improve the bank. Finally, he moved to commercial banking, where he served primarily high-net-worth business owners generating revenue for the bank.
In 2016, Grantis shifted his focus to the non-institutional side when he obtained his mortgage agent license and left TD to begin working in private mortgages as the Managing Director for a start-up Mortgage Administrator. In May 2017, after a record month of deal volume funded, Grantis decided to embark on his next journey to build Hosper Mortgage. Since then, he has grown a wide network in the private lending community and has arranged the funding of over 5,000 private mortgage loans.
Fast forward to today – Hosper has won three national awards and has a growing network of mortgage investors as well as thousands of active loans under management.
From underwriting and organising traditional bank loans, to sourcing private loans and onboarding private mortgage investors, Grantis has developed a 360-degree perspective on the mortgage industry.
As the director of investments at Hosper, Grantis is responsible for everything on the capital side of the business. The origination and underwriting side of the Hosper business works very hard to source and vet quality mortgage opportunities. It is Grantis’ responsibility to ensure that these opportunities, once approved, are matched with the correct investment channel.
In his various roles at TD Bank, he learned the parameters of traditional bank lenders. These parameters became even more restrictive after the introduction of B20 rules and more restrictive yet in the current interest rate environment. By understanding how the banks operate, and specifically understanding the deals which the banks simply cannot finance, Hosper Mortgage was able to identify the niche where it could provide mortgage loans which still offered a great degree of security, simply because banks are unable to approve borrowers who do not ‘fit in the box’.
Hosper’s typical 12-month term provides the borrower a runway to work with their broker and do the things they need to do to qualify for bank financing.
Since his time with Hosper, Grantis has been able to build a vast network of trusted mortgage brokers, investors, and lender partners. He is also a member of the investment review board that ensures only loans which meet the correct parameters are funded by one of the firm’s three MIC funds.
Each year since its inception, Hosper has grown significantly from the last, all the while meeting or exceeding the targets set for Hosper MIC. The company’s mission, “to be the best alternative to the traditional bank,” remains at the forefront of Grantis’ mind.
Following the recent broker-voted awards and year-over-year increase in submissions, Hosper Mortgage is one step closer to achieving its mission.
Toronto, ON
(416) 896 7552
Deals@Hospermortgage.com
ca.linkedin.com/in/james-grantis
hospermortgage.com
James Grantis
Director of Lending
Hosper Mortgage
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Bio
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Milestones
2020–present
Insurance Business Magazine | Key Media
Deputy Principal at Australian Christian College - Southlands
Doctor of Education
2020–present
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2021
Ted Talk in collaboration with key media
Year 7 Community Leader and Leader for Learning Technologies and Platforms at Northern Beaches Christian School
Master of Business Administration, 2017–2019
2021
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2013–2016
2016–2017
2018–2019
2020–2021
2022
Read on
Special Report
Home
Bio
Milestones
Profile
Milestones
Insurance Business Magazine | Key Media
Lorem ipsum dolor sit amet, consectetur adipiscing elit. A volutpat laoreet suscipit duis. Diam aliquam sed ut massa viverra a, eget libero.
Ted Talk in collaboration with key media
Lorem ipsum dolor sit amet, consectetur adipiscing elit. A volutpat laoreet suscipit duis. Diam aliquam sed ut massa viverra a, eget libero.
Ted Talk in collaboration with key media
Lorem ipsum dolor sit amet, consectetur adipiscing elit. A volutpat laoreet suscipit duis. Diam aliquam sed ut massa viverra a, eget libero.
Ted Talk in collaboration with key media
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Ted Talk in collaboration with key media
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2013–2016
2016–2017
2018–2019
2020–2021
2022
Read on
Special Report
Home
Bio
Milestones
2022
2020–2021
2018–2019
2016–2017
2013–2016
2022
Insurance Business Magazine | Key Media
Hosper wins national gold for CMP’s Brokers on Lenders survey, named Best Alternative Lender in Canada three years in a row (2020–22)
2022
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2020–2021
Human Resources Magazine | key media
2020: Hosper wins national gold for CMP’s Brokers on Lenders survey, named Best Alternative Lender for the first time
2021: Hosper MIC “Class B” and “Class C” are launched, which increased range of options for shareholders
2020–2021
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2018–2019
Human Resources Magazine | key media
2018: Hosper MIC launches “Class A”
2019: Hosper surpasses 3,000 deals funded and continues to see rapid incline
2018–2019
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2016–2017
Human Resources Magazine | key media
2016–2017: Equity Lenders Mortgage Administration
2017: Hosper Mortgage founded (previously o/a Equity Empire)
2016–2017
1997
2013–2016
human resources | key media
Various roles at TD Bank
2013–2016
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Milestones
2022
Insurance Business Magazine | Key Media
2022
Excellence awardee – Independent Mortgage Adviser of the Year category at the New Zealand Mortgage Awards
2022
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2022
2020–present
Insurance Business Magazine | Key Media
Deputy Principal at Australian Christian College - Southlands
Doctor of Education
2020–present
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2021
Launched his own business,
Ascend Financial Services
2022
2022
Insurance Business Magazine | Key Media
Lorem ipsum dolor sit amet, consectetur adipiscing elit. A volutpat laoreet suscipit duis. Diam aliquam sed ut massa viverra a, eget libero.
2021
Launched his own business,
Ascend Financial Services
2022
Director of Lending
Hosper Mortgage
James Grantis
