“I’m so proud to see that through my hard work and that of my team, we have built trust with our industry partners”
Credit Fix Solutions
Kuljit Singh has been working in the mortgage industry for the past 23 years and co-owns AKAL Mortgages. As an integral part of the brokerage, he is responsible for the day-to-day operation of the brokerage by leading and managing a team of over 275 agents and brokers. He has been a great source of inspiration and motivation for all the team members and has led this role since May 2007. He is well respected by his peers due to his honesty, integrity, humility, and dedication to his profession.
Singh has played a vital role in the development of AKAL Mortgages and the brokering community with an exceptional and exemplary sense of dedication and devotion. In recognition of his hard work, he has been awarded with many accolades, including the Lifetime Achievement Award in the Mortgage Industry (2022), the Mortgage Global 100 (2022), the Alternative Broker Specialist of the Year Award (2021), the Platinum Winner of the Toronto Star Readers’ Choice Award (2021), the Gold Award of the Brampton Guardian Readers’ Choice (2021), and the Diamond Winner of the Toronto Star Readers’ Choice Award (2020). His brokerage also has the privilege of being declared a CMP 5-Star Brokerage (2022 and 2023) and winning the CMP Top Brokerage of the Year award three times in a row in 2021, 2020, and 2019. Employing various modern-day tools and putting forth his sincere efforts, his name has appeared consistently on the list of the Top 1% bracket (individuals) in Canada within the Mortgage Alliance Network. Additionally, AKAL Mortgages has experienced consistent year-over-year growth under his leadership and has achieved the distinction of being placed in the top 3 franchises and brokerages in Canada and the number 1 brokerage in Ontario with Mortgage Alliance Network consecutively for the past years.
Singh always takes pride in helping people with the utmost care and works assiduously to assist Canadians in achieving their goal of home ownership while increasing the professional and ethical standards for the mortgage industry.
With his shrewd teaching and professional skills, Singh has mentored numerous mortgage agents and brokers to become successful business owners. In addition, he has trained aspiring individuals to enable them to adopt the mortgage profession as their career. He also provides mentorship sessions to mortgage professionals during seminars organized by MPC. He is an educator and has delivered lectures at REMIC as a guest speaker to educate aspiring students willing to join the industry.
Singh’s reputation as a knowledgeable professional and an industry leader gained further impetus when he was appointed as an executive director (secretary) of Mortgage Professionals Canada (MPC). He has been a member of the MPC Board of Directors since 2020 and served as the chairperson for the Ontario Chapter of MPC in 2022. He also volunteers his time with many other NGOs. He also sits on the board of directors for Kay Blair Hospice in Brampton.
2401-1 Yonge Street
403 612 4717
Executive Director (Secretary), Mortgage Professionals Canada
Broker-Owner, AKAL Mortgages
“I’m genuinely keen to keep bettering myself”
Credit Fix Solutions
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Recipient of several Presidents Club and People First Leadership accolades and awards
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Coster brings depth and breadth of experience to her current position, having joined the industry as a mortgage processor before leaping into broking. She later honed her credit reporting education and credit repair skills for several years while working directly for various brokers.
“Starting Credit Fix Solutions was a deliberate move, as I saw there was a niche in ‘no win, no fee’ credit repair that the industry didn’t currently offer,” she says.
As a CEO, Coster learned through business coaching that there are no challenges in business, only opportunities to learn and grow. She wholeheartedly adopted that perspective, enabling her to overcome the obstacles inherent in team management and implement new and improved systems. She employs several strategies for challenging situations, such as following routines, forward planning, sleeping well and exercising.
“If I make sure I look after myself, have a plan of action, and I’m organised, then I can overcome any challenge (opportunity to learn) if and when it presents itself,” Coster says.
A firm believer in the power of leadership, Coster strives to set an example that the next generation of women and men can look up to. She prides herself on her reliability and trustworthiness and is the first person to show up and the last to leave the workplace.
“I’m genuinely keen to keep bettering myself,” she says. “Even now, at the top of my game, I’m still always learning.”
Guided by her favourite quote, “It’s better to be green and growing than ripe and rotting”, Coster constantly stokes her curiosity and keeps an open mind about life and business. Her kindness, positive attitude, business acumen and dedication to her profession make her a trusted and valuable partner to her peers and the mortgage industry.
TOP 50 WOMEN OF INFLUENCE 2023 JUDGE
TOP 50 WOMEN OF INFLUENCE 2023 JUDGE