Headquarters:

555 W 8th Ave Suite 305, Vancouver, BC, V5Z 1C6

Year founded:

1997

Number of employees:

Phone:

1 800 625 7747

Email:

egorman@capitaldirect.ca

Website:

capitaldirect.ca

LinkedIn:

linkedin.com/company/capital-direct-lending-corp

“Our ability to offer personalized mortgage solutions, combined with a strong focus on client education and transparency, differentiates us in a competitive market”

Éire Gorman Capital Direct Lending

Capital Direct Lending

Richard Nichols BBA, MBA, AMP

President & Director

Derek R. Tripp

Managing Director and Director

Timothy Wittig, BA

Vice President and Director

Leadership

Richard Nichols BBA, MBA, AMP is a founding partner and president of Capital Direct Lending Corp. (CDLC) and a director of Capital Direct I Income Trust. Under his leadership, CDLC expanded from a Vancouver-based firm into a national organization, entering new markets across Canada. He holds a BBA from the University of Prince Edward Island and an MBA from the University of British Columbia, with interim studies in international marketing in Paris at École des Hautes Études Commerciales. An accredited mortgage professional, he remains active in industry associations. Dedicated to community service, he was elected to the Corus CKNW Kids’ Fund board in 2010. Supports Make-A-Wish, UBC-VGH Hospital Foundation, Cause We Care and Canucks for Kids.

President & Director

Richard Nichols BBA, MBA, AMP

As a founding partner of Capital Direct Lending Corp. (CDLC), Derek R. Tripp brings over 30 years of financial expertise to the organization. Specializing in builder’s mortgages, he has underwritten over $3 billion in mortgages and played a key role in CDLC’s expansion across Canada. He studied urban land economics in real estate at the University of British Columbia and is an accredited mortgage professional. licensed in BC, Alberta, and Ontario, he remains active in industry associations, including the Alberta Mortgage Brokers Association (AMBA) and the Independent Mortgage Brokers Association of Ontario (IMBA).

Managing Director and Director

Derek R. Tripp

Timothy Wittig, BA is a partner, vice president, and director at Capital Direct Lending Corp., bringing over 45 years of business experience. A graduate of the University of Waterloo and the University of British Columbia, he co-founded Shaftebury Brewing Company in 1987, helping establish it as a leading craft brewery in the Pacific Northwest. His entrepreneurial success earned him two nominations for Ernst & Young’s Entrepreneur of the Year Award and Business In Vancouver’s Forty Under 40 recognition. A licensed mortgage broker since 1998, he has been an active private mortgage investor and is involved in multiple mortgage-brokering associations across Canada.

Vice President and Director

Timothy Wittig, BA

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Barbara D. Insley, LL.B, CFA, CIPP/C

Chief Compliance Officer and Chief Operating Officer

Barbara D. Insley, LL.B, CFA, CIPP/C joined Capital Direct in 2019, bringing with her 25 years of experience in the financial services industry. She studied finance and economics at Simon Fraser University before completing her law degree at the University of British Columbia in 1993. Insley practiced securities and corporate and commercial law in Vancouver, primarily acting for investment dealers and publicly traded issuers, until 2000, when she joined what would become TMX Group. At TMX Group, she was director of compliance and operations for TSX Venture Exchange. Prior to joining Capital Direct, Insley was VP, compliance at a large independent investment dealer. She was called to the BC in 1994. In 2003, she became a CFA charterholder, and in 2019, she obtained her Certified Information Privacy Professional/Canada (CIPP/C) certification.

Chief Compliance Officer and Chief Operating Officer

Barbara D. Insley, LL.B, CFA, CIPP/C

Éire Gorman BBA, MBA

Vice President of Operations

Éire Gorman BBA, MBA is the Vice President of Operations at Capital Direct, overseeing operational efficiency, investor relations, and business development. She holds an MBA from UBC Sauder School of Business and has completed executive education at UC Berkeley, reinforcing her commitment to leadership and workplace equity. With a strong background in finance, investment management, and operations, Éire plays a key role in streamlining processes, enhancing client experiences, and ensuring regulatory compliance. She is also deeply involved in people management, fostering a collaborative and high-performing workplace culture. She focuses on talent development, team leadership, and creating an environment where employees can thrive while driving company success.

Vice President of Operations

Éire Gorman BBA, MBA

Capital Direct Lending has helped Canadians secure investments, mortgage solutions and lines of credit that fit their financial needs. A customer-centric approach, innovative lending solutions, and commitment to responsible lending have earned the company recognition as an industry leader. “Our ability to offer personalized mortgage solutions, combined with a strong focus on client education and transparency, differentiates us in a competitive market,” explains Éire Gorman, VP Operations. “We also prioritize long-term relationships over short-term transactions, ensuring trust and reliability in every interaction.” With a people-first approach, Capital Direct’s supportive workplace culture features integrity, collaboration, and excellence at its core. Its team operates with a shared dedication to delivering tailored financial solutions in an environment that encourages professional growth, open communication, and a strong sense of community. The leadership team has been instrumental in shaping Capital Direct into a leading mortgage provider that promotes ethical business practices, client-first decision-making, and empowering employees to contribute to its success.

“We are also focused on strengthening our leadership pipeline to ensure continued company growth and innovation”

Éire Gorman Capital Direct Lending

Harpreet Tamber

Chief Financial Officer

Chris Lindsay, MBA

Chief Compliance Officer

Jennifer Lowe, CPHR

Director of People and Culture

Liane Brown

Partner

Harpreet Tamber is a seasoned financial professional with extensive expertise in corporate finance, financial reporting, and strategic leadership. As chief financial officer at PHL, he oversees robust financial strategies, ensuring sustained growth and profitability. With a strong background in leading organizations, including ICBC and Trez Capital, he brings over a decade of experience in driving financial excellence. A Chartered Accountant (CPA, CA) and Chartered Financial Analyst (CFA), he possesses a deep understanding of accounting, investment analysis, and alternative lending. Tamber’s leadership exemplifies a commitment to optimizing financial performance and delivering exceptional value to stakeholders in dynamic market environments.

Chief Financial Officer

Harpreet Tamber

Chris Lindsay is the chief compliance officer and a registered dealing representative. As CCO, he is responsible for the PHL’s compliance with the applicable securities regulations, the firm’s processes and procedures, AML, and communication with the UDP and board of directors. Lindsay has obtained his MBA from the University of Calgary, Haskayne School of Business, and is also a double graduate of the University of Alberta, with a bachelor’s degree in both arts and commerce.

Chief Compliance Officer

Chris Lindsay, MBA

Jennifer Lowe is the director of people and culture at PHL, a Chartered Professional in Human Resources (CPHR) with 20 years of experience shaping workplace cultures across construction, manufacturing, and restoration sectors. A BCIT graduate, she designs talent strategies that align leadership development and operational scaling with PHL’s growth objectives. Lowe’s expertise in equitable workforce practices, refined through roles in the restoration and construction sector, drives initiatives integrating continuous learning pathways and wellness frameworks. Her passion for cultivating exceptional employee experiences positions PHL as an employer of choice, fostering innovative workplaces where engagement and strategic vision converge organically.

Director of People and Culture

Jennifer Lowe, CPHR

Liane Brown is committed to representing individuals who have suffered serious personal injuries and to families who have suffered the loss of a loved one. Her practice concentrates on personal injury law, including accident benefits, motor vehicle collisions, medical malpractice, occupiers’ liability, product liability and wrongful death cases.

Partner

Liane Brown

Partner

Liane Brown

Ben Irantalab enjoys the complexities of personal injury litigation. His practice is exclusively devoted to representing clients with brain injuries, spinal cord injuries, and severe orthopedic injuries. For him, the cases that require special creativity and thinking outside the box are the most gratifying.

Partner

Ben Irantalab

On a larger scale, HSH handles class action and mass tort lawsuits representing groups of people injured by dangerous products, medications, medical devices, and negligent organizations. The HSH team is known for providing caring and attentive service to clients, and is proud of the firm’s excellent reputation within the legal and medical communities.

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“We will continue to strengthen our service proposition and customer experience as a key differentiator, as we build on the momentum we have achieved to date across multiple business lines and territories,” says McLean. “Our im is to continue to grow our market relevance and strengthen our partnerships with our strategic brokers as we expand our leadership position in key sectors. “We will also continue to invest in talent. We are committed to drawing from the broadest pools of talent, and to creating an environment that attracts and retains stellar employees. We recognise the importance of building teams that are diverse, collaborative, and innovative and are dedicated to cultivating a supportive and inclusive workplace culture in which all our employees can thrive.”

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By partnering with FTA, businesses gain a trusted, reliable ally that’s fully committed to both their success and the protection of their clients.

competitive, performance-driven compensation that reflects individual and company success compensation packages include base salaries, performance-based incentives, and comprehensive benefits, ensuring employees feel recognized and rewarded for their contributions investment in ongoing professional development through training programs, mentorship, and industry certifications

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Ben Irantalab

Partner

Ben Irantalab

Partner

Ben Irantalab

Partner

Liane Brown

Medals

Advancement

Compensation

Culture

Diversity, equity, and inclusion

Innovation

Reputation

Sustainable programs

BDM support

What FTA covers:

Professional indemnity (standalone and combined with general liability for white-collar professionals) Information technology liability Management liability Design and construct liability Public and products liability Associations liability Cyber insurance Excess layers

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Stephen Kerr

Chief Executive Officer, Asia

Nicki Dunn

Chief Client Officer

Nigel Cook

Chief Executive Officer, Singapore Head of Major Complex Loss, Asia

John Law

Chief Executive Officer, China

Alexa Tang

Chief Executive Officer, Hong Kong

Aldrin Wong

Chief Executive Officer and Managing Director, Malaysia

Andri Dirgantara

President Director, Indonesia

Pam Chhabra

Manager – Residential Strata

Adam Basaldella

Manager – Claims

Adam Basaldella

Manager – Claims

Led by owners Richard Nichols, Tim Wittig, and Derek Tripp, alongside chief compliance officer Barbara Insley and VP of operations Eire Gorman, their combined expertise in finance, operations, and regulatory compliance enables them to maintain a robust market presence while adapting to industry changes. CMP named Capital Direct a Top Mortgage Employer of 2025, recognizing its high employee satisfaction and solid performance across key areas evaluated by its staff. One of Capital Direct’s most important strategies has been enhancing financial accessibility through digital transformation and personalized lending solutions. It has invested in technology to streamline the mortgage application process while maintaining a high-touch, human-first approach. In addition, strengthening employee training programs has been front and centre, ensuring the team is equipped to provide expert guidance and making homeownership and financial growth more attainable for clients. Capital Direct supports its employees in various ways, including:

Employees receive continuous education on regulatory changes, market trends, and leadership development, helping them grow within the company and in their careers. Staff also thrive in a diverse, equitable, and inclusive workplace that values diverse perspectives, believing it drives innovation and better decision-making. Its hiring practices emphasize inclusivity, and leadership actively promotes a culture where every employee feels valued, respected, and empowered to succeed. Employee retention is also a top priority. Capital Direct achieves this by providing a supportive work environment, career growth opportunities, and strong leadership engagement. It regularly assesses employee satisfaction through feedback surveys, one-on-one meetings, and company-wide initiatives, ensuring every team member feels heard and motivated. To maintain its status as one of Canada’s best mortgage employers to work for, Capital Direct plans to expand employee development programs, introduce new wellness initiatives, and enhance digital capabilities to improve client and employee experiences. “We are also focused on strengthening our leadership pipeline to ensure continued company growth and innovation,” says Gorman. When working with Capital Direct, clients and industry partners can expect transparency, professionalism, and tailored financial solutions.

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“At the end of the day, many individual wealth managers tout personal service, custom portfolio management, and responsiveness, but few can match South Street Advisors’ record of wealth creation since its inception 26 years ago.”

Stephen Owen, South Street Advisors LLC