financebloom.nz
“Our growth has been a combination of pre-planned strategies and the ability to capitalise on emerging commercial opportunities”
Aditya Bhardwaj,
Finance Bloom
Read on
Award Winner
FINANCE
BLOOM
Jamie Schibuk
Executive Vice President, Professional Liability and Cyber
Arshjot Kaur
Asset Finance Specialist
Aditya Bhardwaj
Director
Leadership
Headquarters:
Auckland
Year founded:
2020
Number of employees:
2
Phone:
0508 256 663
Email:
info@financebloom.nz
Website:
LinkedIn:
linkedin.com/company/financebloom
SPECIAL REPORT
Home
Bio
As a mortgage professional with over two years of dedicated experience, Aditya Bhardwaj is passionate about finding tailored financing solutions for each client. With a solid background in the financial services industry spanning eight years, he possesses a wealth of knowledge and expertise. Bhardwaj believes in assessing each client as an individual, which is why he focuses on their entire financial situation. His background in financial planning enables him to look beyond just providing a mortgage; he also offers valuable financial recommendations throughout the process of finding the right financing solution.
Director
Aditya Bhardwaj
Arshjot Kaur joined Finance Bloom as an asset finance specialist in 2022, driven by her passion for helping clients achieve their vehicle ownership goals – whether that’s purchasing a dream car or acquiring a new business vehicle. She is dedicated to providing exceptional service and is always eager to assist her clients. With a friendly, approachable personality and a positive attitude, Kaur loves engaging in conversation. Her specialties include asset finance, business lending and insurance.
Asset Finance Specialist
Arshjot Kaur
Marcus Kadir joined Brooklyn Underwriting in 2021 as the systems and projects manager, coming from a consulting and contracting background. He has extensive experience working on projects throughout the insurance industry and beyond, completing stints with Allianz, JLT, Police Bank and within Capgemini’s Digital Consulting practise for both iCare and McDonald’s.
Kadir brings a pragmatic approach to the Brooklyn Leadership team and is focused on driving Brooklyn into their next phase of growth through the introduction of digital technologies and operational efficiencies.
Kadir holds a master’s degree in business law from the University of Sydney and a bachelor’s degree in business from the University of Technology, Sydney.
Systems and Project Manager
Marcus Kadir
For the second year running, Shielded Insurance Brokers has claimed the number-one spot among IB’s Top Brokerages. In 2020, it was record-setting growth that drove the company’s impressive success. This year, says managing director Stuart Brady, the key ingredient behind the win is the Shielded culture. Brady is proud of the shared vision for constant improvement across all aspects of the business. “We are thrilled to take out the win again, and it’s hats off to the team for their hard work over the past year,” he says.
Maya Lazarus
Brooklyn Claims Manager
Maya Lazarus is a qualified solicitor with over 15 years’ experience within the insurance industry. Lazarus joined AXA XL in March 2016 as a senior financial lines claims specialist for IFL and was appointed Brooklyn underwriting claims manager in April 2020. Lazarus started her career as an underwriter for World Insurance Network and then worked for a number of international brokers specialising in financial lines. She then moved across to claims and worked for QBE and DUAL Australia as a financial lines senior claims specialist and as the national claims manager for Invivo, a medical indemnity insurer. During her time as a claims specialist IFL for AXA XL, she focused on financial planning and construction claims.
Her passion for SME claims and her service-focused approach have drawn her to Brooklyn Underwriting, where she has been making claims the “face of Brooklyn” and where she enhances the unique Brooklyn claims experience and adds value to brokers.
Brooklyn Claims Manager
Maya Lazarus
Marcus Kadir
Systems and Project Manager
Jamie Schibuk serves as executive vice president of professional liability and cyber for Arch Insurance. In 2009, Schibuk joined Arch Insurance North America as an underwriting manager in executive assurance. Prior to joining Arch Insurance, Schibuk spent four years working for The Hartford in the financial services department within the Hartford Financial Products unit. Schibuk has a master’s degree in risk management from St. John’s University in Queens, New York, and a bachelor’s degree in economics and mathematics from Hamilton College in Clinton, New York. He has also earned the chartered property casualty underwriter and registered professional liability underwriter designations.
Executive Vice President, Professional Liability and Cyber
Jamie Schibuk
Hela Trerotola
Senior Vice President, Executive Assurance, Growth and Middle Market
Chris Christon
Senior Vice President, Executive Assurance, Large Commercial Group
Stephen Swartley
Chief Underwriting Officer and Senior Vice President, Executive Assurance
Micah Ponto
Senior Vice President, Executive Assurance, Financial Services
Hela Trerotola is a senior vice president at Arch Insurance, where she oversees the growth and middle market team. She has almost 20 years of technical, management and sales experience, specializing in directors and officers, employment practices, fiduciary, fidelity, kidnap and ransom and cyber liability insurance. Trerotola joined Arch Insurance in 2009 and previously held various roles at Hartford Financial Products. She holds a BA in mathematical economics from Colgate University and an MBA from NYU
Senior Vice President, Executive Assurance, Growth and Middle Market
Hela Trerotola
Stephen Swartley is the chief underwriting officer and senior vice president of executive assurance at Arch Insurance. He has over 20 years of experience in management liability and product line expertise in directors and officers liability, employment practices liability, fiduciary liability, fidelity, kidnap and ransom and cyber liability. Prior to joining Arch Insurance in June 2009, he served in a variety of underwriting and managerial positions in management liability at The Hartford and as an underwriter at Reliance National. Swartley holds a bachelor’s degree in business administration from the University of Pittsburgh.
Chief Underwriting Officer and Senior Vice President, Executive Assurance
Stephen Swartley
Chris Christon is a senior vice president at Arch Insurance where he oversees the large commercial group and transactional risk portfolio nationally. Christon has nearly 20 years of experience specializing in directors and officers, employment practices and fiduciary liability. Prior to joining Arch in 2009, Christon held various roles at Hartford Financial Products. He has a BA in English from Emory University and a JD from Brooklyn Law School.
Senior Vice President, Executive Assurance, Large Commercial Group
Chris Christon
Micah Ponto serves as senior vice president, head of financial services for Arch Insurance, a position he’s held since 2021. He joined Arch Insurance as an assistant vice president in the large commercial department in 2009. His prior roles at Arch Insurance included senior vice president, national manager of the large commercial department, regional vice president – central region, head of employment practices liability and head of the real estate investment trust group. Ponto previously worked at The Hartford in their financial products division, where he focused on management liability risk in both financial institutions and large commercial D&O. He has a bachelor’s degree in finance, investments and banking from the University of Wisconsin–Madison.
Senior Vice President, Executive Assurance, Financial Services
Micah Ponto
LinkedIn:
linkedin.com/company/financebloom
Website:
financebloom.nz
Email:
info@financebloom.nz
Phone:
0508 256 663
Number of employees:
2
Year founded:
2020
Headquarters:
Auckland
“Our growth has been a combination of pre-planned strategies and the ability to capitalise on emerging commercial opportunities”
Aditya Bhardwaj,
Finance Bloom
Priding itself on its inclusive and collaborative culture, Finance Bloom’s diverse team has risen quickly to the top of the industry for its entrepreneurial approach and strategic and tailored lending solutions that put clients at the centre of its business philosophy.
The brokerage achieved over 20% growth in revenue and settlement volume over the past 12 months, leading to NZ Adviser naming it among the Fast Brokerages of 2024. Finance Bloom earned notable accolades as a Fast Starter for achieving this growth within three years.
“Our growth has been a combination of pre-planned strategies and the ability to capitalise on emerging commercial opportunities,” says founder Aditya Bhardwaj, who leads the brokerage with colleague Arsh Kaur, an asset finance specialist.
“Like many successful organisations, we employed a high-growth strategy, focusing on financial control, including managing receivables and inventory, while also being adaptable to market conditions to seize opportunities as they arise.”
The brokerage’s proactive approach also involved optimising services for existing clients, such as providing business loans to self-employed customers, salaried and new entrants in the country.
On the strength of its skilled financial team, the brokerage’s leaders receive up-to-date financial reports and relevant KPIs, enabling them to make informed decisions that enhance profitability while assisting clients in outperforming their competitors during critical phases of their operations.
“Our team’s focus on maintaining accurate records and cash-flow management further contributes to effective financial oversight,” says Bhardwaj.
Brigid Rauwhero
Claims Manager
John Hogan
Head of Claims
Meg Dempsey
Operations Manager
Robert Collins
Head of Underwriting
Anthony Porter
Head of Business Development
Marcus Kadir
Systems and Project Manager
Maya Lazarus
Brooklyn Claims Manager
Arshjot Kaur
Asset Finance Specialist
Aditya Bhardwaj
Director
Leadership
Micah Ponto serves as senior vice president, head of financial services for Arch Insurance, a position he’s held since 2021. He joined Arch Insurance as an assistant vice president in the large commercial department in 2009. His prior roles at Arch Insurance included senior vice president, national manager of the large commercial department, regional vice president – central region, head of employment practices liability and head of the real estate investment trust group. Ponto previously worked at The Hartford in their financial products division, where he focused on management liability risk in both financial institutions and large commercial D&O. He has a bachelor’s degree in finance, investments and banking from the University of Wisconsin–Madison.
Senior Vice President, Executive Assurance, Financial Services
Micah Ponto
Chris Christon is a senior vice president at Arch Insurance where he oversees the large commercial group and transactional risk portfolio nationally. Christon has nearly 20 years of experience specializing in directors and officers, employment practices and fiduciary liability. Prior to joining Arch in 2009, Christon held various roles at Hartford Financial Products. He has a BA in English from Emory University and a JD from Brooklyn Law School.
Senior Vice President, Executive Assurance, Large Commercial Group
Chris Christon
Stephen Swartley is the chief underwriting officer and senior vice president of executive assurance at Arch Insurance. He has over 20 years of experience in management liability and product line expertise in directors and officers liability, employment practices liability, fiduciary liability, fidelity, kidnap and ransom and cyber liability. Prior to joining Arch Insurance in June 2009, he served in a variety of underwriting and managerial positions in management liability at The Hartford and as an underwriter at Reliance National. Swartley holds a bachelor’s degree in business administration from the University of Pittsburgh.
Chief Underwriting Officer and Senior Vice President, Executive Assurance
Stephen Swartley
Hela Trerotola is a senior vice president at Arch Insurance, where she oversees the growth and middle market team. She has almost 20 years of technical, management and sales experience, specializing in directors and officers, employment practices, fiduciary, fidelity, kidnap and ransom and cyber liability insurance. Trerotola joined Arch Insurance in 2009 and previously held various roles at Hartford Financial Products. She holds a BA in mathematical economics from Colgate University and an MBA from NYU.
Senior Vice President, Executive Assurance, Growth and Middle Market
Hela Trerotola
Jamie Schibuk serves as executive vice president of professional liability and cyber for Arch Insurance. In 2009, Schibuk joined Arch Insurance North America as an underwriting manager in executive assurance. Prior to joining Arch Insurance, Schibuk spent four years working for The Hartford in the financial services department within the Hartford Financial Products unit. Schibuk has a master’s degree in risk management from St. John’s University in Queens, New York, and a bachelor’s degree in economics and mathematics from Hamilton College in Clinton, New York. He has also earned the chartered property casualty underwriter and registered professional liability underwriter designations.
Executive Vice President, Professional Liability and Cyber
Jamie Schibuk
Marcus Kadir joined Brooklyn Underwriting in 2021 as the systems and projects manager, coming from a consulting and contracting background. He has extensive experience working on projects throughout the insurance industry and beyond, completing stints with Allianz, JLT, Police Bank and within Capgemini’s Digital Consulting practise for both iCare and McDonald’s.
Kadir brings a pragmatic approach to the Brooklyn Leadership team and is focused on driving Brooklyn into their next phase of growth through the introduction of digital technologies and operational efficiencies.
Kadir holds a master’s degree in business law from the University of Sydney and a bachelor’s degree in business from the University of Technology, Sydney.
Systems and Project Manager
Marcus Kadir
Maya Lazarus is a qualified solicitor with over 15 years’ experience within the insurance industry. Lazarus joined AXA XL in March 2016 as a senior financial lines claims specialist for IFL and was appointed Brooklyn underwriting claims manager in April 2020. Lazarus started her career as an underwriter for World Insurance Network and then worked for a number of international brokers specialising in financial lines. She then moved across to claims and worked for QBE and DUAL Australia as a financial lines senior claims specialist and as the national claims manager for Invivo, a medical indemnity insurer. During her time as a claims specialist IFL for AXA XL, she focused on financial planning and construction claims.
Her passion for SME claims and her service-focused approach have drawn her to Brooklyn Underwriting, where she has been making claims the “face of Brooklyn” and where she enhances the unique Brooklyn claims experience and adds value to brokers.
Brooklyn Claims Manager
Maya Lazarus
Arshjot Kaur joined Finance Bloom as an asset finance specialist in 2022, driven by her passion for helping clients achieve their vehicle ownership goals – whether that’s purchasing a dream car or acquiring a new business vehicle. She is dedicated to providing exceptional service and is always eager to assist her clients. With a friendly, approachable personality and a positive attitude, Kaur loves engaging in conversation. Her specialties include asset finance, business lending and insurance.
Asset Finance Specialist
Arshjot Kaur
As a mortgage professional with over two years of dedicated experience, Aditya Bhardwaj is passionate about finding tailored financing solutions for each client. With a solid background in the financial services industry spanning eight years, he possesses a wealth of knowledge and expertise. Bhardwaj believes in assessing each client as an individual, which is why he focuses on their entire financial situation. His background in financial planning enables him to look beyond just providing a mortgage; he also offers valuable financial recommendations throughout the process of finding the right financing solution.
Director
Aditya Bhardwaj
Read on
IB Top Brokerages
Award Winner
SHIELDED INSURANCE BROKERS
Award Winner
FINANCE BLOOM
SPECIAL REPORT
Home
Bio
“Our growth has been a combination of pre-planned strategies and the ability to capitalise on emerging commercial opportunities”
Aditya Bhardwaj,
Finance Bloom
As an award-winning mortgage brokerage company with time-tested results, XIN Mortgage strives to be on top of the game. The company offers independent advice, develops personalised and customised solutions, and ensures that customers receive a lifetime customer service experience backed by customer reviews.
To leave no stone unturned, XIN Mortgage employs its in-house CRM X-Online, which focuses on transparent reporting and analytics system between the company and brokers to develop a healthy and pleasant competitive atmosphere.
Unlike traditional systems, XIN Mortgage’s platforms provide transparency and confidence by enabling brokers to have a complete overview of their customer portfolio at any moment, including property details, home loan details, application histories, home loan health check reminders, annual rate review tasks, leads management functions, and much more. A key breakthrough feature is to introduce new brokers to intensive and careful mentoring to work towards success, using the client service team to assist brokers and marketing teams to build their personal brands and drive high levels of customer satisfaction.
As a leading company, XIN Mortgage offers ongoing professional training and case study to its whole team, which helps the brokers develop highly effective solutions and guarantees the best interest of customers.
Micah Ponto
Senior Vice President, Executive Assurance, Financial Services
Chris Christon
Senior Vice President, Executive Assurance, Large Commercial Group
Stephen Swartley
Chief Underwriting Officer and Senior Vice President, Executive Assurance
Hela Trerotola
Senior Vice President, Executive Assurance, Growth and Middle Market
Jamie Schibuk
Executive Vice President, Professional Liability and Cyber
Marcus Kadir
Systems and Project Manager
Maya Lazarus
Brooklyn Claims Manager
Arshjot Kaur
Asset Finance Specialist
Aditya Bhardwaj
Director
Leadership
LinkedIn:
linkedin.com/company/financebloom
Website:
financebloom.nz
Email:
info@financebloom.nz
Phone:
0508 256 663
Number of employees:
2
Year founded:
2020
Headquarters:
Auckland
Read on
FINANCE BLOOM
Award Winner
Micah Ponto serves as senior vice president, head of financial services for Arch Insurance, a position he’s held since 2021. He joined Arch Insurance as an assistant vice president in the large commercial department in 2009. His prior roles at Arch Insurance included senior vice president, national manager of the large commercial department, regional vice president – central region, head of employment practices liability and head of the real estate investment trust group. Ponto previously worked at The Hartford in their financial products division, where he focused on management liability risk in both financial institutions and large commercial D&O. He has a bachelor’s degree in finance, investments and banking from the University of Wisconsin–Madison.
Senior Vice President, Executive Assurance, Financial Services
Micah Ponto
Chris Christon is a senior vice president at Arch Insurance where he oversees the large commercial group and transactional risk portfolio nationally. Christon has nearly 20 years of experience specializing in directors and officers, employment practices and fiduciary liability. Prior to joining Arch in 2009, Christon held various roles at Hartford Financial Products. He has a BA in English from Emory University and a JD from Brooklyn Law School.
Senior Vice President, Executive Assurance, Large Commercial Group
Chris Christon
Stephen Swartley is the chief underwriting officer and senior vice president of executive assurance at Arch Insurance. He has over 20 years of experience in management liability and product line expertise in directors and officers liability, employment practices liability, fiduciary liability, fidelity, kidnap and ransom and cyber liability. Prior to joining Arch Insurance in June 2009, he served in a variety of underwriting and managerial positions in management liability at The Hartford and as an underwriter at Reliance National. Swartley holds a bachelor’s degree in business administration from the University of Pittsburgh.
Chief Underwriting Officer and Senior Vice President, Executive Assurance
Stephen Swartley
Hela Trerotola is a senior vice president at Arch Insurance, where she oversees the growth and middle market team. She has almost 20 years of technical, management and sales experience, specializing in directors and officers, employment practices, fiduciary, fidelity, kidnap and ransom and cyber liability insurance. Trerotola joined Arch Insurance in 2009 and previously held various roles at Hartford Financial Products. She holds a BA in mathematical economics from Colgate University and an MBA from NYU.
Senior Vice President, Executive Assurance, Growth and Middle Market
Hela Trerotola
Jamie Schibuk serves as executive vice president of professional liability and cyber for Arch Insurance. In 2009, Schibuk joined Arch Insurance North America as an underwriting manager in executive assurance. Prior to joining Arch Insurance, Schibuk spent four years working for The Hartford in the financial services department within the Hartford Financial Products unit. Schibuk has a master’s degree in risk management from St. John’s University in Queens, New York, and a bachelor’s degree in economics and mathematics from Hamilton College in Clinton, New York. He has also earned the chartered property casualty underwriter and registered professional liability underwriter designations.
Executive Vice President, Professional Liability and Cyber
Jamie Schibuk
Marcus Kadir joined Brooklyn Underwriting in 2021 as the systems and projects manager, coming from a consulting and contracting background. He has extensive experience working on projects throughout the insurance industry and beyond, completing stints with Allianz, JLT, Police Bank and within Capgemini’s Digital Consulting practise for both iCare and McDonald’s.
Kadir brings a pragmatic approach to the Brooklyn Leadership team and is focused on driving Brooklyn into their next phase of growth through the introduction of digital technologies and operational efficiencies.
Kadir holds a master’s degree in business law from the University of Sydney and a bachelor’s degree in business from the University of Technology, Sydney.
Systems and Project Manager
Marcus Kadir
Maya Lazarus is a qualified solicitor with over 15 years’ experience within the insurance industry. Lazarus joined AXA XL in March 2016 as a senior financial lines claims specialist for IFL and was appointed Brooklyn underwriting claims manager in April 2020. Lazarus started her career as an underwriter for World Insurance Network and then worked for a number of international brokers specialising in financial lines. She then moved across to claims and worked for QBE and DUAL Australia as a financial lines senior claims specialist and as the national claims manager for Invivo, a medical indemnity insurer. During her time as a claims specialist IFL for AXA XL, she focused on financial planning and construction claims.
Her passion for SME claims and her service-focused approach have drawn her to Brooklyn Underwriting, where she has been making claims the “face of Brooklyn” and where she enhances the unique Brooklyn claims experience and adds value to brokers.
Brooklyn Claims Manager
Maya Lazarus
Arshjot Kaur joined Finance Bloom as an asset finance specialist in 2022, driven by her passion for helping clients achieve their vehicle ownership goals – whether that’s purchasing a dream car or acquiring a new business vehicle. She is dedicated to providing exceptional service and is always eager to assist her clients. With a friendly, approachable personality and a positive attitude, Kaur loves engaging in conversation. Her specialties include asset finance, business lending and insurance.
Asset Finance Specialist
Arshjot Kaur
As a mortgage professional with over two years of dedicated experience, Aditya Bhardwaj is passionate about finding tailored financing solutions for each client. With a solid background in the financial services industry spanning eight years, he possesses a wealth of knowledge and expertise. Bhardwaj believes in assessing each client as an individual, which is why he focuses on their entire financial situation. His background in financial planning enables him to look beyond just providing a mortgage; he also offers valuable financial recommendations throughout the process of finding the right financing solution.
Director
Aditya Bhardwaj
SPECIAL REPORT
Home
Bio
“In the future, we aim to expand our range of personal and business finance solutions, focusing on offering competitive rates and expert brokerage services”
Aditya Bhardwaj,
Finance Bloom
“In the future, we aim to expand our range of personal and business finance solutions, focusing on offering competitive rates and expert brokerage services”
Aditya Bhardwaj,
Finance Bloom
“In the future, we aim to expand our range of personal and business finance solutions, focusing on offering competitive rates and expert brokerage services”
Aditya Bhardwaj,
Finance Bloom
Medals
Overall service level
Construction
Product innovation
Product range
Turnaround time – claims
BDM support
Broker communication, training and development
BDM support
BDM support
Medals
Overall service level
Broker communication, training and development
BDM support
Turnaround time – claims
Product innovation
Product range
Construction
Medals
Overall service level
Broker communication, training and development
BDM support
Turnaround time – claims
Product innovation
Product range
Construction
The most important strategy the brokerage has undertaken in recent years was expanding its service offerings to meet increasingly diverse client needs in a changing market, particularly in providing financial advice for vehicle insurance, mortgage finance and business loans.
Clients can count on the team for personalised financial advice unique to their circumstances, whether that’s about finding the right product for personal or business needs, including vehicle financing. Its high service standards emphasise professionalism and support, keeping clients informed and satisfied throughout the process.
Finance Bloom has attracted clients by engaging with the wider community through social media platforms Facebook, Instagram and LinkedIn, as well as email marketing campaigns. The team has established an online presence and built trust through providing relevant conversations and content.
However, its tried and true measure of success can be found in referrals from past clients, which has significantly contributed to growing its client base.
When recruiting and training brokers, the leaders highlight the unique aspects that set it apart from competitors, such as its warm and welcoming culture. They ensure that the brokerage’s value proposition is communicated and that the specific challenges new agents may face during the hiring process are addressed.
Bhardwaj says, “In the future, we aim to expand our range of personal and business finance solutions, focusing on offering competitive rates and expert brokerage services. We plan to emphasise growing our business alongside our clients and helping to increase financial literacy through educational resources, such as guides and blogs tailored for various audiences.”
Priding itself on its inclusive and collaborative culture, Finance Bloom’s diverse team has risen quickly to the top of the industry for its entrepreneurial approach and strategic and tailored lending solutions that put clients at the centre of its business philosophy.
The brokerage achieved over 20% growth in revenue and settlement volume over the past 12 months, leading to NZ Adviser naming it among the Fast Brokerages of 2024. Finance Bloom earned notable accolades as a Fast Starter for achieving this growth within three years.
“Our growth has been a combination of pre-planned strategies and the ability to capitalise on emerging commercial opportunities,” says founder Aditya Bhardwaj, who leads the brokerage with colleague Ash Kaur, an asset finance specialist.
“Like many successful organisations, we employed a high-growth strategy, focusing on financial control, including managing receivables and inventory, while also being adaptable to market conditions to seize opportunities as they arise.”
The brokerage’s proactive approach also involved optimising services for existing clients, such as providing business loans to self-employed customers, salaried and new entrants in the country.
On the strength of its skilled financial team, the brokerage’s leaders receive up-to-date financial reports and relevant KPIs, enabling them to make informed decisions that enhance profitability while assisting clients in outperforming their competitors during critical phases of their operations.
“Our team’s focus on maintaining accurate records and cash-flow management further contributes to effective financial oversight,” says Bhardwaj.
Priding itself on its inclusive and collaborative culture, Finance Bloom’s diverse team has risen quickly to the top of the industry for its entrepreneurial approach and strategic and tailored lending solutions that put clients at the centre of its business philosophy.
The brokerage achieved over 20% growth in revenue and settlement volume over the past 12 months, leading to NZ Adviser naming it among the Fast Brokerages of 2024. Finance Bloom earned notable accolades as a Fast Starter for achieving this growth within three years.
“Our growth has been a combination of pre-planned strategies and the ability to capitalise on emerging commercial opportunities,” says founder Aditya Bhardwaj, who leads the brokerage with colleague Ash Kaur, an asset finance specialist.
“Like many successful organisations, we employed a high-growth strategy, focusing on financial control, including managing receivables and inventory, while also being adaptable to market conditions to seize opportunities as they arise.”
The brokerage’s proactive approach also involved optimising services for existing clients, such as providing business loans to self-employed customers, salaried and new entrants in the country.
On the strength of its skilled financial team, the brokerage’s leaders receive up-to-date financial reports and relevant KPIs, enabling them to make informed decisions that enhance profitability while assisting clients in outperforming their competitors during critical phases of their operations.
“Our team’s focus on maintaining accurate records and cash-flo w management further contributes to effective financial oversight,” says Bhardwaj.