Profile
“My strongest professional quality is my ability to build trust and long-term relationships, whether with clients, colleagues, or stakeholders”
Danny Ibrahim,
KeyRate Mortgage
Aditya Bhardwaj is a mortgage professional with over three years of specialised experience helping clients navigate the home loan process with confidence. With a broader background in the financial services industry spanning more than eight years, he brings a strong foundation of financial knowledge and a genuine commitment to supporting clients in achieving their goals.
What sets Bhardwaj apart is his holistic, client-focused approach. He doesn’t just look at the numbers; he takes the time to understand each client’s full financial picture, ensuring the lending solution he recommends is not only suitable for today but also sustainable for the future. His previous experience in financial planning means he’s able to offer broader financial guidance, often identifying opportunities or risks that others might overlook.
Whether working with first-time buyers, investors or those refinancing, Bhardwaj prides himself on making the lending process as smooth and stress-free as possible. Clients value his clear communication, attention to detail and willingness to go the extra mile to secure the right outcome.
For Bhardwaj, it’s not just about securing a loan; it’s about building long-term relationships based on trust, transparency and results.
7726 Great South Rd, Manukau
022 510 4544
adie@financebloom.nz
linkedin.com/in/matt-gardner-90727b1a7
financebloom.nz
Aditya Bhardwaj
Director
Finance Bloom
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Bio
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Profile
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Bio
Milestones
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Bio
Milestones
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made”
Danny Ibrahim,
KeyRate Mortgage
Present
2018–2019
2019–2020
Present
2025
Director at Finance Bloom
Present
SME Business Manager at Bank of New Zealand
2018–2019
Senior Associate – Commercial at Bank of New Zealand
2019–2020
Mortgage Adviser at Vega since 2020
Present
Founder and Principal Adviser of Wealth One Financial Services
Associate Member of the Retirement Villages Association
2025
Assistant Vice President and Senior Broker at MJ Hall & Company since 2018
Present
Milestones
Aug 2022
Milestones
Sept 2021
Feb 2022
Apr 2022
Jul 2022
Aug
2022
Suncorp Bank introduces Solar Home Bonus offer for customers who are choosing renewable energy for their homes
Sept 2021
Month-on-month market share growth commences
Feb 2022
Suncorp Bank wins the Canstar award for most outstanding value in investment loans
Apr 2022
Suncorp Bank wins Money Magazine’s Bank of the Year and Business Bank of the Year awards for the fifth year in a row
Jul 2022
Suncorp Bank’s turnaround times are the lowest they have ever been. The lender becomes Australia’s first certified carbon neutral bank for both its operation and transaction services
Aug 2022
Milestones
As a founding member of WOW! (Women. Opportunity. Winning.), an employee resource group created for all women of Ryan Specialty, Phillips Topping has long championed for women in the industry.
“It’s very important to set an example and to not only inspire but mentor other females,” she adds.
In addition to her sharp marketing eye, the key to Phillips Topping’s success lies in her high-energy approach and positive attitude.
“As the leader of a team, it’s important to motivate and encourage your team members. People work very hard and do their best and it’s important to recognize these efforts. For my career overall, my attitude has been one of curiosity. The more you can learn, the better you’ll understand the business, and then the deeper your knowledge will become, making you a better team member.”
Chief underwriting officer of executive risk at Chubb
President of financial insurance solutions at Kemper
Chief underwriting officer at Axis Capital
CEO of global Insurance at Endurance
CEO of global Insurance at Sompo International
A significant part of his focus today is staying ahead of regulatory change while maintaining a seamless client experience. He tracks updates from regulators and lenders closely and works with his teams to adjust systems as needed.
“My approach to my role and my career has always been rooted in passion, focus, and a relentless pursuit of excellence,” he says. “I’ve never been driven solely by profit or business metrics. I believe in hiring great talent, trusting them, and pushing boundaries because innovation doesn’t come from playing it safe.”
His experience isn’t limited to Canada. Ibrahim has worked in the US and UAE, which shaped his global perspective and comfort with adapting to different markets. He thrives on risk, viewing setbacks as stepping stones to progress.
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made,” he adds.
That outlook continues to guide his work and reflects his broader goal of helping move the industry forward. Through his brokerage, lending company, and legal services, Ibrahim is focused on creating long-term value for his clients, his teams, and others working in the field.