Profile
“My strongest professional quality is my ability to build trust and long-term relationships, whether with clients, colleagues, or stakeholders”
Danny Ibrahim,
KeyRate Mortgage
Jatin Dham brings over nine years of experience in the finance industry and a well-rounded perspective to mortgage advice. His background spans motor vehicle finance and home lending, including time at New Zealand’s largest bank. As both a former lender and an active property investor, he understands the needs of both the bank and the borrower – allowing him to craft tailored solutions that align with his clients’ financial goals.
Raised in a business-focused family, Jatin saw early on how financial stability can shape people’s futures. That insight became the foundation for his move into mortgage advice — with a clear purpose: to help people achieve their goals through smart, structured lending.
Now the founder of Pinnacle Mortgages, Jatin works closely with first home buyers, investors and families to deliver solutions that genuinely suit their needs. He is known for his clear, honest advice and professional yet approachable personality, helping clients feel confident and supported throughout the lending process.
For Jatin, it’s never just about the numbers. He takes a holistic approach — considering long-term goals, lifestyle and family needs, not just borrowing capacity. His focus is on building strong financial foundations that empower clients to create lasting security and financial freedom.
11 Bruckless Drive, Flatbush
0211 781 435
Jay@pinnacle-mortgages.co.nz
linkedin.com/in/jatin-dham-b62522161
pinnacle-mortgages.co.nz
Jatin Dham
Director/Mortgage Adviser
Pinnacle Mortgages
Read on
Special Report
Home
Bio
Milestones
Profile
Read on
Special Report
Home
Bio
Milestones
Read on
Special Report
Home
Bio
Milestones
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made”
Danny Ibrahim,
KeyRate Mortgage
2016–2020
2020–2021
2021–2022
2022–2024
Present
2016: Graduated with a bachelor’s degree in business from AUT with a double major in finance and sales
2017–2020: Finance Manager at Global Autos
2016–2020
Business Manager at Motor Trade Finance
2020–2021
Senior Personal Banker at ANZ Bank
2021–2022
Contract Financial Adviser
2022-2024
Director/Mortgage Adviser at Pinnacle Mortgages since 2024
Present
Assistant Vice President and Senior Broker at MJ Hall & Company since 2018
Present
Milestones
Aug 2022
Milestones
Sept 2021
Feb 2022
Apr 2022
Jul 2022
Aug
2022
Suncorp Bank introduces Solar Home Bonus offer for customers who are choosing renewable energy for their homes
Sept 2021
Month-on-month market share growth commences
Feb 2022
Suncorp Bank wins the Canstar award for most outstanding value in investment loans
Apr 2022
Suncorp Bank wins Money Magazine’s Bank of the Year and Business Bank of the Year awards for the fifth year in a row
Jul 2022
Suncorp Bank’s turnaround times are the lowest they have ever been. The lender becomes Australia’s first certified carbon neutral bank for both its operation and transaction services
Aug 2022
Milestones
As a founding member of WOW! (Women. Opportunity. Winning.), an employee resource group created for all women of Ryan Specialty, Phillips Topping has long championed for women in the industry.
“It’s very important to set an example and to not only inspire but mentor other females,” she adds.
In addition to her sharp marketing eye, the key to Phillips Topping’s success lies in her high-energy approach and positive attitude.
“As the leader of a team, it’s important to motivate and encourage your team members. People work very hard and do their best and it’s important to recognize these efforts. For my career overall, my attitude has been one of curiosity. The more you can learn, the better you’ll understand the business, and then the deeper your knowledge will become, making you a better team member.”
Chief underwriting officer of executive risk at Chubb
President of financial insurance solutions at Kemper
Chief underwriting officer at Axis Capital
CEO of global Insurance at Endurance
CEO of global Insurance at Sompo International
A significant part of his focus today is staying ahead of regulatory change while maintaining a seamless client experience. He tracks updates from regulators and lenders closely and works with his teams to adjust systems as needed.
“My approach to my role and my career has always been rooted in passion, focus, and a relentless pursuit of excellence,” he says. “I’ve never been driven solely by profit or business metrics. I believe in hiring great talent, trusting them, and pushing boundaries because innovation doesn’t come from playing it safe.”
His experience isn’t limited to Canada. Ibrahim has worked in the US and UAE, which shaped his global perspective and comfort with adapting to different markets. He thrives on risk, viewing setbacks as stepping stones to progress.
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made,” he adds.
That outlook continues to guide his work and reflects his broader goal of helping move the industry forward. Through his brokerage, lending company, and legal services, Ibrahim is focused on creating long-term value for his clients, his teams, and others working in the field.