Profile
“My strongest professional quality is my ability to build trust and long-term relationships, whether with clients, colleagues, or stakeholders”
Danny Ibrahim,
KeyRate Mortgage
Praveen Bhati is a dedicated mortgage adviser with a passion for helping everyday Kiwis achieve their dream of homeownership. Since joining The Mortgage Centre in 2021, he has built a reputation for delivering personalised, practical solutions tailored to each client’s long-term financial goals.
Known for his approachable nature, industry knowledge and clear communication, Bhati supports a wide range of clients, from first home buyers to experienced investors, making their mortgage journey as smooth and stress-free as possible. His client-centric approach and consistent results earned him recognition as one of NZ Adviser’s Top 25 Brokers for 2025.
Over the years, Bhati has grown with The Mortgage Centre, taking on greater responsibility and mentoring new brokers within the team. He’s deeply committed to professional development and stays ahead of industry changes to ensure his clients receive the best, most current advice.
For Bhati, mortgage advising is about more than just numbers – it’s about building trust, creating clarity and making a meaningful difference in people’s lives. His dedication to transparency, integrity and long-term relationships continues to set him apart in a competitive industry.
1188D Whakaue Street, Rotorua 3010
027 457 3709
praveen@themortgagecentre.co.nz
linkedin.com/in/jack-h-93a7a6
themortgagecentre.co.nz
Praveen Bhati
Principal Adviser/Director
The Mortgage Centre
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Bio
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Profile
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Milestones
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Bio
Milestones
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made”
Danny Ibrahim,
KeyRate Mortgage
2012–2020
2022
2024
Present
2025
Mobile Mortgage Manager at Westpac
2012–2020
Helped expand operations to new regions across NZ
2022
Led a team of brokers, achieving over $100 million in settlements
2024
Principal Adviser/Director at The Mortgage Centre since 2021.
Recognised as one of NZA’s Top 25 Brokers
Present
Founder and Principal Adviser of Wealth One Financial Services
Associate Member of the Retirement Villages Association
2025
Assistant Vice President and Senior Broker at MJ Hall & Company since 2018
Present
Milestones
Aug 2022
Milestones
Sept 2021
Feb 2022
Apr 2022
Jul 2022
Aug
2022
Suncorp Bank introduces Solar Home Bonus offer for customers who are choosing renewable energy for their homes
Sept 2021
Month-on-month market share growth commences
Feb 2022
Suncorp Bank wins the Canstar award for most outstanding value in investment loans
Apr 2022
Suncorp Bank wins Money Magazine’s Bank of the Year and Business Bank of the Year awards for the fifth year in a row
Jul 2022
Suncorp Bank’s turnaround times are the lowest they have ever been. The lender becomes Australia’s first certified carbon neutral bank for both its operation and transaction services
Aug 2022
Milestones
As a founding member of WOW! (Women. Opportunity. Winning.), an employee resource group created for all women of Ryan Specialty, Phillips Topping has long championed for women in the industry.
“It’s very important to set an example and to not only inspire but mentor other females,” she adds.
In addition to her sharp marketing eye, the key to Phillips Topping’s success lies in her high-energy approach and positive attitude.
“As the leader of a team, it’s important to motivate and encourage your team members. People work very hard and do their best and it’s important to recognize these efforts. For my career overall, my attitude has been one of curiosity. The more you can learn, the better you’ll understand the business, and then the deeper your knowledge will become, making you a better team member.”
Chief underwriting officer of executive risk at Chubb
President of financial insurance solutions at Kemper
Chief underwriting officer at Axis Capital
CEO of global Insurance at Endurance
CEO of global Insurance at Sompo International
A significant part of his focus today is staying ahead of regulatory change while maintaining a seamless client experience. He tracks updates from regulators and lenders closely and works with his teams to adjust systems as needed.
“My approach to my role and my career has always been rooted in passion, focus, and a relentless pursuit of excellence,” he says. “I’ve never been driven solely by profit or business metrics. I believe in hiring great talent, trusting them, and pushing boundaries because innovation doesn’t come from playing it safe.”
His experience isn’t limited to Canada. Ibrahim has worked in the US and UAE, which shaped his global perspective and comfort with adapting to different markets. He thrives on risk, viewing setbacks as stepping stones to progress.
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made,” he adds.
That outlook continues to guide his work and reflects his broader goal of helping move the industry forward. Through his brokerage, lending company, and legal services, Ibrahim is focused on creating long-term value for his clients, his teams, and others working in the field.