Profile
With over a decade in the mortgage industry, Denis Kim has helped more than 1,000 individuals and families turn their property goals into reality. Many of them return to him repeatedly as trusted clients.
Denis brings a broader perspective shaped by his background as a former real estate agent, investor, and developer, giving him a rare ability to anticipate challenges and guide clients confidently from pre-approval through settlement, and beyond.
He is known for taking on complex lending scenarios that others struggle to solve. He’s especially passionate about supporting first home buyers through what can feel like an overwhelming process, making it clear, stress-free and personal. He also works closely with investors and developers, and helps homeowners unlock refix, refinance and cashback opportunities.
Fluent in Russian, Denis is a trusted adviser within the Russian-speaking community, and brings the same care, clarity and responsiveness to clients from all backgrounds.
Alongside his team – Lou-Ann, Yulia Kan, Sofija James, and Timothy Kong – Denis ensures every client feels supported from the first conversation to well after settlement. Together, they’re more than a loan approval; they’re a trusted partner for the long run.
3/6 Argus Place, Hillcrest, Auckland 0627
0210337355
denis@everglow.co.nz
nz.linkedin.com/company/everglow-finance
everglow.co.nz
Denis Kim
Mortgage Adviser DK Finance Ltd t/a Everglow Finance
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Special Report
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Bio
Milestones
2010–2013
2014–2017
2017–2022
2022
2023–Present
Real Estate Agent
2010–2013
BNZ Banking Adviser
2014–2017
Mobile Mortgage Manager
Received multiple Top BNZ Mobile Mortgage Manager Awards
2017–2022
Became a Mortgage Adviser
2022
2023: Founded Everglow Finance
2026: Kim was recognized as an Outstanding Specialist Mortgage Adviser; Everglow Finance was nominated as an Outstanding Advice Business and recognised by Kiwi Adviser Network as an Outstanding Mortgage Adviser
2023–Present
Milestones
“At this stage in my career, I’m not trying to impress clients with technical language. I’m focused on helping them make better decisions”
William Chan,
Modern Vision Planning, Sterling Mutuals Inc.
“A message is only as strong as the receiver’s ability to understand it. Good intent isn’t enough if the client can’t clearly see the benefits and trade-offs”
William Chan,
Modern Vision Planning, Sterling Mutuals Inc.
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