Profile
Building a business on referrals and repeat clients is the achievement Kulvir Kankara values most, and it is also the clearest measure of why he has been named among NZA's Top Advisers for 2026. The Omega Financial Services adviser regards that loyalty as the strongest endorsement of the service his firm provides, the product of years spent treating every client as a long-term partnership rather than a one-off transaction.
Kankara entered financial services with a simple motivation, “I have always enjoyed helping people achieve important life goals”. Mortgage advice gave him a way to make a meaningful difference. The career that followed has combined planning with opportunity, shaped around a clear vision of long-term relationships, trusted advice and exceptional client outcomes.
The substance of that work shows in the results Kankara is proudest of. “My greatest achievement has been helping hundreds of families and individuals achieve home ownership and improve their financial position,” he says. Guiding first-home buyers to the keys of their first property and restructuring lending to deliver long-term financial security are the outcomes he finds most rewarding.
For Kankara, client satisfaction comes from understanding their goals, setting realistic expectations and delivering solutions that genuinely meet their needs. Communication sits at the centre of that and clients value knowing where things stand and what their options are. Kankara focuses on making them feel supported from the first conversation through to settlement and beyond, which for him, is what turns a single transaction into a lasting relationship and a source of future referrals.
Sustaining that standard means staying current in a market that rarely holds still. Kankara has built his product knowledge through ongoing engagement with lender relationship managers, industry training and professional development, alongside the practical experience of working across a wide variety of lending scenarios. It is an approach suited to his biggest day-to-day challenge: navigating an ever-changing lending environment while keeping clients informed and confident as policies, interest rates and market conditions shift.
When Kankara reflects on the 12 months covered by NZA's Top Advisers rankings, one personal quality stands out for him, “The key factor has been consistency.” He points to quality advice, strong lender relationships and a steady focus on client outcomes that allowed the business to keep growing through a difficult period. He credits his team and the support of loyal clients and referral partners as instrumental.
The next chapter centres on more of the same, done at greater scale. Kankara plans to keep growing the business while maintaining the service his clients expect, helping more first-home buyers, supporting long-term wealth-building strategies and using technology to improve efficiency. Sustainable growth alongside personalised advice and outstanding outcomes is the goal he has set, grounded in the trust clients place in him.
190 Hukanui Road, Chartwell, Hamilton
0223299430
kulvir@omegafinancial.co.nz
linkedin.com/in/jazbedi-205764245
omegafinancial.co.nz
Kulvir Kankara
Principal Advisor and Managing Director Omega Financial
Read on
Special Report
Home
Bio
Milestones
2016–2019
2020–2021
2022–2023
2024–2025
2026
Entered financial services industry and began building expertise in residential lending and client advisory services
2016–2019
Expanded adviser capabilities across mortgage and insurance advice while developing strong lender and industry relationships
2020–2021
Established a strong referral-based business and became recognised for helping first-home buyers and complex lending clients achieve successful outcomes
2022–2023
Achieved significant business growth, increased market presence, and assisted a record number of clients with home ownership and refinancing solutions
2024–2025
Recognised as one of New Zealand's Top Advisers for outstanding client service, business growth, and lending expertise
2026
Milestones
“At this stage in my career, I’m not trying to impress clients with technical language. I’m focused on helping them make better decisions”
William Chan,
Modern Vision Planning, Sterling Mutuals Inc.
“A message is only as strong as the receiver’s ability to understand it. Good intent isn’t enough if the client can’t clearly see the benefits and trade-offs”
William Chan,
Modern Vision Planning, Sterling Mutuals Inc.
youtube.com/@summitpw
facebook.com/summitprivatewealth
instagram.com/summit.wealth
x.com/SummitPrivate