Headquarters:
29 Sale St, Auckland 1010
Year founded:
2015
Number of employees:
25
Phone:
0800 798 815
Email:
info@everbright.co.nz
Website:
everbright.co.nz
LinkedIn:
linkedin.com/company/everbright-finance
“We target wealth managers and RIAs that are looking for ways to differentiate in their offering and cater to a growing number of high-net-worth individuals looking for alternative investment vehicles such as private equity investment”
Kevin Collins
CEO and Founder
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EVERBRIGHT FINANCE
Frank Cui
Founder and Managing Director
Francine Kwok
General Manager
Oliver Huang
Director of Northshore Team
Leadership
Frank Cui, the founder and managing director of EverBright Finance, previously worked for two major banks in New Zealand for 14 years. During his professional career, he held several senior roles in the financial industry, which included his last role as head of migrant and Asian banking division. He also serves on the board of the Employers and Manufacturers Association in New Zealand.
As a career banker and businessman, Cui is passionate about supporting local businesses and communities to help them grow. He also has an academic master’s degree in advanced leadership practice from Massey University and a finance degree from Auckland University.
Cui is married and has two children. In his leisure time, he enjoys playing basketball and acoustic guitar.
Founder and Managing Director
Frank Cui
Francine Kwok is the general manager of EverBright Finance. Prior to joining the company, she had 20 years of banking experience with BNZ, where she gained experience in credit, people leadership, risk management and operational management. In her last role as a regional manager at BNZ, Kwok was responsible for leading the highest-performing team of business acquisition managers in the SME segment and providing banking solutions that fit the needs of businesses in Auckland and Northland to help them grow.
To understand the needs of individuals and groups that she does business with, Kwok applies her practical experience and knowledge from her formal education when providing valuable advice and sourcing the best solutions.
General Manager
Francine Kwok
Oliver Huang is the director of the EverBright Finance North Shore team and a senior financial adviser. He has extensive knowledge and expertise in numerous areas, including IT, international trading, wholesale manufacturing, retail, residential construction, property developments and the banking and financial industry. He specialises in property finance and residential, business and commercial loans.
A rich business background and knowledge of property development make him unique in the finance sector. Huang was recognised as Advisor of the Year in 2018 under Mortgage Link for his first advisory year and has received the Link Financial Group Double Diamond Awards for the past years. He has helped countless customers make their financial dreams come true.
Director of Northshore Team
Oliver Huang
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“We target wealth managers and RIAs that are looking for ways to differentiate in their offering and cater to a growing number of high-net-worth individuals looking for alternative investment vehicles such as private equity investment”
Kevin Collins
CEO and Founder
“[Automation] has resulted in productivity gains far greater than 80 percent and allowed our customers to grow their business by handling a greater number of clients, client portfolios, and assets under management”
Kevin Collins
CEO and Founder
Award Winner
Leadership
SPECIAL REPORT
Home
Bio
“[Automation] has resulted in productivity gains far greater than 80 percent and allowed our customers to grow their business by handling a greater number of clients, client portfolios, and assets under management”
Kevin Collins
CEO and Founder
“We target wealth managers and RIAs that are looking for ways to differentiate in their offering and cater to a growing number of high-net-worth individuals looking for alternative investment vehicles such as private equity investment”
Kevin Collins
CEO and Founder
Read on
Award Winner
Leadership
SPECIAL REPORT
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Song Song
Director of East Team
Song Song is the director of EverBright Finance’s East team. Prior to this role, he worked for 12 years in various roles at banks. He has gained experience in leadership, lending and operations during his banking career. His last role at BNZ was regional manager for SME acquisition.
Song’s experience and knowledge in the banking industry give him a great understanding of the client’s financial goals and how to achieve them. He specialises in business and commercial lending, property finance, cash flow lending and budgeting, residential home lending, investment property lending and business planning. His proficiency in these areas enables him to provide tailored financial solutions to his clients.
Director of East Team
Song Song
Jack Hou
Partner
Jack Hou is a strategic partner at EverBright Finance. He has 18 years of experience working in four international financial institutions, including three major banks in New Zealand. His positions within ANZ included head of international banking, NZ and Auckland Asian retail and business banking, and acting regional manager for Wellington North, with 13 branches and over 200 bankers. He was also a board member of the ANZ NZ Staff Foundation and the founder of the Wellington Region’s Asian retail and business bank divisions.
Hou is passionate about helping clients enter into home and business ownership. He is keen to share his corporate and entrepreneurial experience to help customers and their businesses grow. As a vibrant, motivational leader, he develops high-performing individuals and teams. Innovative and entrepreneurial, he has a strong ability to launch new business strategies and own growth segments with superior customer satisfaction and revenue growth.
Partner
Jack Hou
EverBright Finance was founded in 2015 by a group of dedicated, highly experienced former bankers determined to provide a sensible, simple and successful service to New Zealanders as they look to build their futures. It was awarded first place nationally by Link Financial Group in recognition of its outstanding performance for five years in a row. The company was also recognised as one of NZ Adviser’s Fast Brokerages in 2022 and received the Brokerage of the Year Excellence Award in the 2023, 2024 and 2025 New Zealand Mortgage Awards.
Today, EverBright Finance boasts three branches conveniently located in Auckland, as well as 20 financial advisers and a thriving support team. The team includes experienced personal and business lending advisers, property finance specialists, commercial property lending professionals and insurance advisers.
EverBright Finance has helped thousands of clients achieve their financial goals in a short period of time. The company is accredited with all major New Zealand banks, as well as an extensive range of other lenders. With their professional approach to lender relationships, the EverBright Finance team can ensure that each client has access to the most appropriate deals for their individual needs.
“[Automation] has resulted in productivity gains far greater than 80 percent and allowed our customers to grow their business by handling a greater number of clients, client portfolios, and assets under management”
Kevin Collins
CEO and Founder
Edward Lai
Head of Insurance
Dave Longbottom
Chief Technology Officer
Karen Bannister, CM
Vice President, Marketing
Sarah M Stewart
Associate Vice President,
Leasing and Call Centre Operations
Edward Lai is the head of insurance for EverBright Finance. He believes putting his clients first and maintaining the highest level of professionalism on their behalf is a must, and this has never steered him wrong. He brings the greatest degree of experience to his clients by listening to their needs and working diligently with them to implement a comprehensive, customised plan that is unique to them. His specialty lies in life risk insurance such as life, trauma, disability income protection, TPD and medical coverage. His clients would describe him as an honest, helpful, passionate and detail-oriented person. With Lai on their side, clients can rest assured that they will receive the highest level of expertise and care when it comes to their insurance needs.
Head of Insurance
Edward Lai
With a superior understanding of web design and architecture, Dave Longbottom has been pivotal in orchestrating the development of new technologies, which are aligned with business objectives, and pioneering industry-leading solutions. Dave’s tenacity to push the status quo has led to the development of innovative solutions encompassing the latest emerging technological trends and cyber security frameworks.
Chief Technology Officer
Dave Longbottom
Karen Bannister has over 20 years of marketing expertise and has a Chartered Marketer designation from the Canadian Marketing Association. She is a strategic marketing leader with a career record of success in developing and executing effective marketing strategies, growing revenue, and overseeing multi-talented teams. She also holds five certifications for marketing and brand management.
Karen has successfully completed the Mini-MBA, Essentials of Management program at Schulich School of Business, and most recently completed the Communications and Leadership Program at The Ivey Academy.
Vice President, Marketing
Karen Bannister, CM
Sarah M Stewart has more than 15 years of strategic leasing and customer care experience in residential property management. She is responsible for overseeing all aspects of Centurion’s national leasing platforms, residential lead generation, and overall customer experience excellence through operation of the company’s internal customer service department.
Associate Vice President, Leasing and Call Centre Operations
Sarah M Stewart
Edward Lai is the head of insurance for EverBright Finance. He believes putting his clients first and maintaining the highest level of professionalism on their behalf is a must, and this has never steered him wrong. He brings the greatest degree of experience to his clients by listening to their needs and working diligently with them to implement a comprehensive, customised plan that is unique to them. His specialty lies in life risk insurance such as life, trauma, disability income protection, TPD and medical coverage. His clients would describe him as an honest, helpful, passionate and detail-oriented person. With Lai on their side, clients can rest assured that they will receive the highest level of expertise and care when it comes to their insurance needs.
Head of Insurance
Edward Lai
With a superior understanding of web design and architecture, Dave Longbottom has been pivotal in orchestrating the development of new technologies, which are aligned with business objectives, and pioneering industry-leading solutions. Dave’s tenacity to push the status quo has led to the development of innovative solutions encompassing the latest emerging technological trends and cyber security frameworks.
Chief Technology Officer
Dave Longbottom
Karen Bannister has over 20 years of marketing expertise and has a Chartered Marketer designation from the Canadian Marketing Association. She is a strategic marketing leader with a career record of success in developing and executing effective marketing strategies, growing revenue, and overseeing multi-talented teams. She also holds five certifications for marketing and brand management.
Karen has successfully completed the Mini-MBA, Essentials of Management program at Schulich
School of Business, and most recently completed the Communications and Leadership Program at
The Ivey Academy.
Vice President, Marketing
Karen Bannister, CM
Sarah M Stewart has more than 15 years of strategic leasing and customer care experience in residential property management. She is responsible for overseeing all aspects of Centurion’s national leasing platforms, residential lead generation, and overall customer experience excellence through operation of the company’s internal customer service department.
Associate Vice President, Leasing and
Call Centre Operations
Sarah M Stewart
Edward Lai
Head of Insurance
Sanjay Mehta
EVP and Chief Market Officer
John Laurie
Chief Partnership Officer
Anthony Dippolito
Chief Wellness Officer
Edward Lai is the head of insurance for EverBright Finance. He believes putting his clients first and maintaining the highest level of professionalism on their behalf is a must, and this has never steered him wrong. He brings the greatest degree of experience to his clients by listening to their needs and working diligently with them to implement a comprehensive, customised plan that is unique to them. His specialty lies in life risk insurance such as life, trauma, disability income protection, TPD and medical coverage. His clients would describe him as an honest, helpful, passionate and detail-oriented person. With Lai on their side, clients can rest assured that they will receive the highest level of expertise and care when it comes to their insurance needs.
Head of Insurance
Edward Lai
With a superior understanding of web design and architecture, Dave Longbottom has been pivotal in orchestrating the development of new technologies, which are aligned with business objectives, and pioneering industry-leading solutions. Dave’s tenacity to push the status quo has led to the development of innovative solutions encompassing the latest emerging technological trends and cyber security frameworks.
Chief Technology Officer
Dave Longbottom
Karen Bannister has over 20 years of marketing expertise and has a Chartered Marketer designation from the Canadian Marketing Association. She is a strategic marketing leader with a career record of success in developing and executing effective marketing strategies, growing revenue, and overseeing multi-talented teams. She also holds five certifications for marketing and brand management.
Karen has successfully completed the
Mini-MBA, Essentials of Management program at Schulich School of Business, and most recently completed the Communications and Leadership Program at The Ivey Academy.
Vice President, Marketing
Karen Bannister, CM
Sarah M Stewart has more than 15 years
of strategic leasing and customer care experience in residential property management. She is responsible for overseeing all aspects of Centurion’s national leasing platforms, residential lead generation, and overall customer experience excellence through operation
of the company’s internal customer
service department.
Associate Vice President,
Leasing and Call Centre Operations
Sarah M Stewart
Sarah M Stewart
Associate Vice President,
Leasing and Call Centre Operations
Karen Bannister, CM
Vice President, Marketing
Dave Longbottom
Chief Technology Officer
Alex Ventura
Head of Marketing
Damian Palovick
Senior Vice President of Underwriting
AXA XL – Delegated Authority Programs, North America
Dr. Mary Lavoie
Head of Risk Management and Senior Vice President
AXA XL – Delegated Authority Programs, North America
Mark Bernacki
Chief Underwriting Officer
Ryan Armijo
Chief Operating Officer, Underwriting Division
Bob Petrilli
President, Underwriting Division
“There has also been a determined approach to leverage automation as much as possible to significantly reduce overhead and eliminate ‘burnout’ for our customers and their employees,” explains Collins. “This has resulted in productivity gains far greater than 80 percent and allowed our customers to grow their business by handling a greater number of clients, client portfolios, and assets under management.”
Naturally for a dynamic firm, Charli Capital is focused on the future. There are plans to launch a next generation AI platform that can facilitate the intelligent matchmaking of private investors and promising private companies.
Collins adds, “The team moves fast – extraordinarily fast – and is disciplined to ensure that it doesn’t drop the ball, is prepared for future advancements, and embraces an eyes-wide-open fail-fast mentality for learning.”
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Sarah M Stewart
Associate Vice President, Leasing and Call Centre Operations
Karen Bannister, CM
Vice President, Marketing
Dave Longbottom
Chief Technology Officer
Edward Lai
Head of Insurance
Jack Hou
Partner
Song Song
Director of East Team
Oliver Huang
Director of Northshore Team
Francine Kwok
General Manager
Frank Cui
Founder and Managing Director