Profile
As the founder of Prime Mortgage, Rachel Zhang has built a reputation as one of New Zealand’s most dedicated and client-focused mortgage advisers. Recognised as one of NZ Adviser’s Top Brokers 2026, she is known for consistently going above and beyond in serving clients’ best interests. With nearly two decades of experience across finance, consulting and property investment, she brings strong technical expertise together with a genuinely personal and caring approach to every relationship she builds.
Clients regularly describe Zhang as consistently available, knowledgeable and deeply committed to achieving the best possible outcomes. From helping first home buyers navigate an unfamiliar and often overwhelming process to structuring complex lending solutions for seasoned property investors, she is known for making even the most challenging situations feel manageable and stress free. Her ability to explain lending structures and bank policies in clear and practical terms has earned the trust of a wide range of clients, many of whom credit her guidance as instrumental in helping them achieve their property goals.
What truly sets Zhang apart is her commitment to going beyond the transaction. Whether negotiating complex deals, securing favourable lending outcomes or simply being available when clients need guidance most, she approaches every application with genuine care, professionalism and exceptional attention to detail. Her passion for helping people build financial confidence and achieve lasting property success is not just what drives her personally – it is what continues to shape the growing reputation and success of Prime Mortgage.
Level 1, 41 Taharoto Road, Takapuna, Auckland 0622
0220 588 928
rachel@primemortgage.co.nz
linkedin.com/in/rachelzhangnz
primemortgage.co.nz
Rachel Zhang
Founder Prime Mortgage
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Bio
Milestones
2008–2020
2021
2022
2023
2024–2026
Built a successful career in finance and business consulting across NZ and internationally
2008–2020
Transitioned into mortgage and lending, driven by a passion for helping Kiwis achieve homeownership
2021
Promoted to Registered Adviser, helping over 100 clients in achieving their property goals
2022
Recognised as a Trusted Adviser, providing tailored solutions for complex residential and commercial lending needs
2023
Established Prime Mortgage with a client-first ethos
NZMA Excellence Awardee for both New Adviser of the Year and New Brokerage of the Year
2024–2026
Milestones
“At this stage in my career, I’m not trying to impress clients with technical language. I’m focused on helping them make better decisions”
William Chan,
Modern Vision Planning, Sterling Mutuals Inc.
“A message is only as strong as the receiver’s ability to understand it. Good intent isn’t enough if the client can’t clearly see the benefits and trade-offs”
William Chan,
Modern Vision Planning, Sterling Mutuals Inc.
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