Headquarters:
The Hyde, 38 Clarendon Road, Watford WD17 1JW
Year founded:
2005
Number of employees:
200
Phone:
0333 123 4556
Email:
hello@westoneloans.co.uk
Website:
westoneloans.co.uk
LinkedIn:
linkedin.com/company/west-one-loans
"We are constantly living by our core values: integrity, impact and teamwork"
Julie Giraldi,
CAAT Pension Plan
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Danny Waters
Chief Executive Officer
Stephen Hogg
Chief Operating Officer
Emily Gestetner
Chief Financial Officer
Leadership
Having re-joined Foundation Home Loans in 2020, Kelly Pallister progressed from director of servicing to managing director of operations in 2022. An operational asset management professional, she is best known for delivering effective change management projects and passionately leading by uniting all of the parties that contribute to the end-customer journey.
Managing Director, Operations
Kelly Pallister
George Gee has 20 years of experience in the UK financial services industry, with over 10 years focusing on the specialist mortgage market. At Foundation Home Loans, his responsibilities include sales, marketing and product development. Prior to joining Foundation Home Loans, Gee worked as the commercial director for a consumer credit provider. Earlier in his career, he held roles with Lehman Brothers, Kensington and GMAC RFC.
Managing Director, Commercial
George Gee
Spencer Gale is a respected figure in intermediary lending, leveraging 22 years of experience in facilitating non-conventional mortgages for intermediaries. He is dedicated to enhancing the customer journey and service quality at Quantum Mortgages. Previously, as head of sales at ULS Technology, Gale assisted intermediaries in enhancing their conveyancing offerings while managing the sales team. His background includes roles as key account manager at Axis Bank UK and regional sales manager at Magellan Homeloans.
Director of Distribution and Marketing
Spencer Gale
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“We are constantly living by our core values: integrity, impact and teamwork”
Julie Giraldi,
CAAT Pension Plan
“Now, we have much more frequent recognition awards because we want to celebrate people staying at CAAT and recognize the contributions that they bring to the organization”
Julie Giraldi,
CAAT Pension Plan
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“Now, we have much more frequent recognition awards because we want to celebrate people staying at CAAT and recognize the contributions that they bring to the organization”
Julie Giraldi,
CAAT Pension Plan
“We are constantly living by our core values: integrity, impact and teamwork”
Julie Giraldi,
CAAT Pension Plan
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Andrew Ferguson
Managing Director, Buy-to-Let
With over 10 years of experience working within the regulated sector, Emma Niblett is an expert in leading innovation, change and transformation. Working with ambitious organisations at a senior level, she specialises in enterprise programme management, with a focus on technical change. Niblett has significant experience in financial services, regulatory governance, operational transformation and agile project delivery. She is passionate about building businesses underpinned by a customer-led culture.
Head of Business Operations
Emma Niblett
Marie Grundy
Managing Director, Residential Mortgages and Second Charges
Caroline Williams has 18 years of experience within the mortgage industry, covering all aspects of the mortgage life cycle and working for a multitude of major mortgage lenders and brokers, including HML, Morgan Stanley, Kensington and Connells. Prior to joining Quantum Mortgages, she was the mortgage operations manager for Harpenden Building Society for six years, which provided valuable insight into the specialist and complex market supporting the individual needs and circumstances of the customers.
Head of Underwriting
Caroline Williams
Established in 2005, West One has grown extensively and is now a leading provider of specialist mortgages and property finance. As one of the largest non-bank specialist lenders in the market, it takes pride in offering a comprehensive range of specialist lending products to support property investment professionals, landlords and homeowners alike.
West One’s specialisation lies in creating integrated lending solutions across the property investment lifecycle, encompassing acquisition, planning, development and sale. This means it can assist homeowners, landlords and property investors in achieving their financial goals. The firm’s portfolio of specialist lending products includes bridging finance, development finance, second and first charge mortgages and buy-to-let mortgages.
West One – the home of specialist lending – delivering seamless specialist lending solutions.
“Now, we have much more frequent recognition awards because we want to celebrate people staying at CAAT and recognize the contributions that they bring to the organization”
Julie Giraldi,
CAAT Pension Plan
Tom Cantor
Head of Bridging Finance
Guy Murray
Head of Development Finance
Harsha Dahyea
National Sales Manager
Sarah M Stewart
Associate Vice President,
Leasing and Call Centre Operations
Stuart Munro is a highly regarded compliance professional in the mortgage industry with more than 25 years of experience. He has worked with notable companies such as Magellan Homeloans, Habito, Mortgage Engine and Generation Home, specialising in compliance frameworks, governance and consumer protection. Munro has a track record of supporting successful regulatory authorisations for lenders and intermediaries, and he enjoys driving innovative initiatives to solve market challenges for customers.
Head of Compliance and Risk
Stuart Munro
Tola is a Chartered Accountant with over 8 years of experience managing Investments, Finance systems, and processes to drive ambitious growth and maximize profitability while delivering quality service. Prior to joining QML, she was a Senior Accountant at Daniel Ford & Co Ltd, an investment property management company that offers bespoke services to high-net-worth property investors. Tola holds a master’s degree in Finance and Investment from the University of Buckingham and is a member of the Association of Chartered Certified Accountants (ACCA).
Finance Manager
Tola Bashir
Harsha has extensive experience in the specialist mortgage market, in particular on the launch of mortgage propositions where she held previous roles at Bluestone Mortgages, Metro Bank & State Bank of India. She was instrumental during the start-up phase at Bluestone and went on to be a highly successful Key Account Manager, winning a major networks BDM of the year award in 2018, 2019 and 2020.
National Sales Manager
Harsha Dahyea
Sarah M Stewart has more than 15 years of strategic leasing and customer care experience in residential property management. She is responsible for overseeing all aspects of Centurion’s national leasing platforms, residential lead generation, and overall customer experience excellence through operation of the company’s internal customer service department.
Associate Vice President, Leasing and Call Centre Operations
Sarah M Stewart
Tom Cantor
Head of Bridging Finance
Sarah M Stewart
Associate Vice President, Leasing and Call Centre Operations
Harsha Dahyea
National Sales Manager
Guy Murray
Head of Development Finance
Stuart Munro is a highly regarded compliance professional in the mortgage industry with more than 25 years of experience. He has worked with notable companies such as Magellan Homeloans, Habito, Mortgage Engine and Generation Home, specialising in compliance frameworks, governance and consumer protection. Munro has a track record of supporting successful regulatory authorisations for lenders and intermediaries, and he enjoys driving innovative initiatives to solve market challenges for customers.
Head of Compliance and Risk
Stuart Munro
Tola is a Chartered Accountant with over 8 years of experience managing Investments, Finance systems, and processes to drive ambitious growth and maximize profitability while delivering quality service. Prior to joining QML, she was a Senior Accountant at Daniel Ford & Co Ltd, an investment property management company that offers bespoke services to high-net-worth property investors. Tola holds a master’s degree in Finance and Investment from the University of Buckingham and is a member of the Association of Chartered Certified Accountants (ACCA).
Finance Manager
Tola Bashir
Harsha has extensive experience in the specialist mortgage market, in particular on the launch of mortgage propositions where she held previous roles at Bluestone Mortgages, Metro Bank & State Bank of India. She was instrumental during the start-up phase at Bluestone and went on to be a highly successful Key Account Manager, winning a major networks BDM of the year award in 2018, 2019 and 2020.
National Sales Manager
Harsha Dahyea
Sarah M Stewart has more than 15 years of strategic leasing and customer care experience in residential property management. She is responsible for overseeing all aspects of Centurion’s national leasing platforms, residential lead generation, and overall customer experience excellence through operation of the company’s internal customer service department.
Associate Vice President, Leasing and
Call Centre Operations
Sarah M Stewart
Tom Cantor
Head of Bridging Finance
Harsha Dahyea
National Sales Manager
Guy Murray
Head of Development Finance
Anthony Dippolito
Chief Wellness Officer
Stuart Munro is a highly regarded compliance professional in the mortgage industry with more than 25 years of experience. He has worked with notable companies such as Magellan Homeloans, Habito, Mortgage Engine and Generation Home, specialising in compliance frameworks, governance and consumer protection. Munro has a track record of supporting successful regulatory authorisations for lenders and intermediaries, and he enjoys driving innovative initiatives to solve market challenges for customers.
Head of Compliance and Risk
Stuart Munro
Tola is a Chartered Accountant with over 8 years of experience managing Investments, Finance systems, and processes to drive ambitious growth and maximize profitability while delivering quality service. Prior to joining QML, she was a Senior Accountant at Daniel Ford & Co Ltd, an investment property management company that offers bespoke services to high-net-worth property investors. Tola holds a master’s degree in Finance and Investment from the University of Buckingham and is a member of the Association of Chartered Certified Accountants (ACCA).
Finance Manager
Tola Bashir
Harsha has extensive experience in the specialist mortgage market, in particular on the launch of mortgage propositions where she held previous roles at Bluestone Mortgages, Metro Bank & State Bank of India. She was instrumental during the start-up phase at Bluestone and went on to be a highly successful Key Account Manager, winning a major networks BDM of the year award in 2018, 2019 and 2020.
National Sales Manager
Harsha Dahyea
Sarah M Stewart has more than 15 years
of strategic leasing and customer care experience in residential property management. She is responsible for overseeing all aspects of Centurion’s national leasing platforms, residential lead generation, and overall customer experience excellence through operation
of the company’s internal customer
service department.
Associate Vice President,
Leasing and Call Centre Operations
Sarah M Stewart
Sarah M Stewart
Associate Vice President,
Leasing and Call Centre Operations
Karen Bannister, CM
Vice President, Marketing
Dave Longbottom
Chief Technology Officer
Alex Ventura
Head of Marketing
Damian Palovick
Senior Vice President of Underwriting
AXA XL – Delegated Authority Programs, North America
Dr. Mary Lavoie
Head of Risk Management and Senior Vice President
AXA XL – Delegated Authority Programs, North America
Mark Bernacki
Chief Underwriting Officer
Ryan Armijo
Chief Operating Officer, Underwriting Division
Bob Petrilli
President, Underwriting Division
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