Headquarters:

Milton Keynes

Year founded:

2022

Number of employees:

Phone:

0190 8909 650

Email:

info@quantummortgages.co.uk

Website:

quantummortgages.co.uk

LinkedIn:

linkedin.com/company/quantum-mortgages

“We prioritise embracing cutting-edge technologies, creative problem solving and continuous improvement to enhance our premium funding solutions and provide exceptional value to our clients”

Brett Bastow, IQumulate Premium FundinG

Jason Neale

Chief Executive Officer

Harsha Dahyea

Chief Commercial Officer

Caroline Williams

Chief Credit Officer

Leadership

During his 25-year career, Jason Neale has gained experience across all aspects of intermediary mortgages, working for lenders, distributors and advisory firms. Prior to founding Quantum Mortgages, he headed up the BTL business of Axis Bank UK, where he was responsible for the entire lending operation. Previously, Neale was sales director at specialist buy-to-let and residential lender Magellan Homeloans, where he devised and implemented the sales and distribution strategy while managing the intermediary sales team.

Chief Executive Officer

Jason Neale

Harsha Dahyea has extensive experience in the specialist mortgage market, with roles at State Bank of India, Metro Bank and Bluestone Mortgages from its start-up phase. At Bluestone, she played a key role in the business, winning a major network’s BDM of the Year award in 2018, 2019 and 2020. After joining Quantum Mortgages as a key account manager, Dahyea earned successive promotions to national sales manager, head of sales and distribution and, ultimately, chief commercial officer. Her journey reflects her ability to drive growth, build successful teams and shape the commercial direction of the business. Most recently, she was recognised as one of MI’s Elite Women 2026.

Chief Commercial Officer

Harsha Dahyea

Caroline Williams has 18 years of experience in the mortgage industry, covering all aspects of the mortgage lifecycle and working for a multitude of major mortgage lenders and brokers, including HML, Morgan Stanley, Kensington and Connells. Prior to joining Quantum Mortgages, she was mortgage operations manager at Harpenden Building Society for six years, gaining valuable insight into the specialist and complex market and supporting the individual needs and circumstances of customers. Williams is CeMAP qualified and holds an MSc in Leadership and Management from Loughborough University.

Chief Credit Officer

Caroline Williams

Emma Niblett

Chief Experience Officer

Emma Niblett is chief experience officer at Quantum Mortgages, responsible for delivering outstanding customer and broker experiences. With a strong background in strategic operations and service innovation, she is passionate about implementing intuitive, seamless journeys that reflect Quantum’s people-first values. Her leadership is defined by a deep understanding of the specialist mortgage market and a commitment to excellence across every touchpoint. Niblett plays a pivotal role in shaping Quantum’s culture, ensuring that experience remains central to its growth, success and reputation as a leading employer in the mortgage industry.

Chief Experience Officer

Emma Niblett

Stuart Munro

Chief Risk Officer

Stuart Munro is a respected compliance professional with more than 25 years of experience in the mortgage industry. He has extensive experience in the specialist mortgage market, having worked with Magellan Homeloans, the pilot for credit repair in the UK, as well as disruptor companies such as Habito, the digital-only mortgage broker, Mortgage Engine and Generation Home, a new lender offering a unique multiple-borrower proposition. Munro enjoys creating compliance frameworks, building governance and controls and working with company founders to foster a strong compliance culture that protects consumers. He has broad experience in embedding robust monitoring programs, ensuring compliance with applicable regulations and managing relationships with the regulator.

Chief Risk Officer

Stuart Munro

Stevens & Associates Lawyers is a leading and trusted employment law firm based in Sydney known for delivering high-quality legal expertise in the area of employment law and industrial relations across Australia, alongside a proven track record of effectively and swiftly resolving a variety of workplace law issues. In the past year, the firm’s growth has been notable. It has: • experienced a 213% growth in the number of client matters, increasing from 149 client matters in the 2022 financial year to 390 client matters in the 2023 financial year • improved its online visibility, leading to over 50 online enquiries each month and a conversion rate of client leads of up to 40% • significantly expanded the breadth and type of matters that it advises on day to day, which has increased the firm’s skillsets, diversity and resilience • expanded its community outreach by collaborating with local Sydney venues for client seminars and continuing active participation in a Sydney small/family business group Stevens & Associates Lawyers has adapted to digital trends by implementing an effective strategy with SEO and web design, resulting in a structural shift that has seen increased representation of employees where the firm previously mainly advised employers. The firm’s recognition as a “Fast Firm” attests to its momentum in the employment law space.

“IQumulate is on a technology journey, and we’re just getting started”

Wayne Tower, IQumulate Premium Funding

Jim McKenney

Chief Digital Officer

Elizabeth Bounds

General Counsel

Nealy Farshadi

Principal, Strategic Client Relations

Pam Chhabra

Manager – Residential Strata

Jim McKenney joined RPS as chief digital officer in 2025, bringing more than 25 years of digital leadership experience across insurance, technology, product, underwriting, and finance. He previously spent more than two decades at Liberty Mutual Insurance and served as CEO of an insurtech startup focused on modernizing broker and carrier operations. At RPS, McKenney leads the company’s digital strategy, using data analytics and innovation to identify growth opportunities and strengthen client solutions. He holds a BBA in accounting from the University of Massachusetts, Amherst, and is a Certified Public Accountant.

Chief Digital Officer

Jim McKenney

Elizabeth Bounds oversees Brown & Riding’s legal, risk management, and claims departments. As the company’s chief legal resource, she reviews and negotiates corporate contracts and manages the firm’s litigation, internal legal resources, and relationships with outside counsel. She also works closely with B&R’s senior management in developing overall risk management strategies for the firm and is directly accountable to the Board of Directors for implementing risk control measures and for the facilitation and oversight of corporate liability insurance placements. In the claims department, she takes an especially active role in policy interpretation and client claims advocacy.

General Counsel

Elizabeth Bounds

Nealy Farshadi is instrumental in helping strengthen and grow Brown & Riding’s client relationships. She maintains and improves quality procedures, oversees B&R’s ISO certification, and manages the firm’s client feedback program. Her contributions enable the executive management team to act on client input effectively. As a result, B&R’s client feedback scores greatly exceed the average and continue to improve each year. Farshadi also supports and furthers the growth of B&R and its employees by contributing to professional development within the organization and being a resource to staff.

Principal, Strategic Client Relations

Nealy Farshadi

Stephen McMillan first entered the financial services Industry when he joined GE Capital as a finance analyst in 2008, from which he progressed through roles working both onshore and offshore. From there, he moved into Pacific Premium Funding as a financial planning and analysis leader in 2012 and was a key resource in the evolution of the business, first with the successful sale to Macquarie Pacific Funding and then the following progression into IQumulate Premium Funding, where he is now the commercial manager. As commercial manager, McMillan leads a team that is responsible for commercial analysis and business support, identifying and reporting improvement initiatives, and the securitization and treasury functions of the business.

Commercial Manager

Stephen McMillan

One culmination of these efforts has been the real-world, needs-based IQEdge solution. A one-stop online quoting tool designed for both the Australian and New Zealand markets, IQEdge delivers quotes in under 60 seconds. Plus, the solution offers quote comparison and quote versioning capabilities, enabling users to review vital historical and financial data in a single page view. IQEdge can streamline and automate application processing, underwriting document verification and payment collection, cutting the need for manual labour and minimising processing errors. A digital “self-service” platform, IQEdge, reduces the need for customer and administrative support. Meanwhile, borrowers can access their accounts, make payments and manage their policies independently and through sales and support teams, which are always available for further assistance. “We’ve created a quality platform that simplifies the quoting process yet amplifies the customer experience,” says Gordon. “It’s a real game changer.” IQumulate offers an online digital quoting tool to clients. The best-in-market solution enables IQumulate to tailor funding offerings to brokers that align with their prefered distribution channel.

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What does IQumulate have in mind for the future? “IQumulate is on a technology journey, and we’re just getting started,” says Wayne Tower, CEO. “Through continuous engagement with our clients, partners, marketplace and industry, we will listen to the needs as they arise and position our business to be agile and respond to changes as they occur. “Faster decision-making innovations such as AI-powered decision support systems can expedite the underwriting and approval process, leading to quicker responses to clients. This can improve client satisfaction and potentially attract more business, with the potential to allow IQumulate to capture a larger market share, whilst continuing to deliver service excellence to clients.” “As forward-thinkers with a digital and ‘do it better’ mindset, we collectively and proactively look to learn and improve on our customer experience for our clients, paving the way for successful business outcomes for our clients and our business in the coming years ahead. “We’re excited for the future and look forward to what’s on the horizon.”

Adam Basaldella

Manager – Claims

Product Manager

Claire Watson

Commercial Manager

Stephen McMillan

“RPS is committed to driving an inclusive workplace for the benefit of our clients, employees, and the communities in which we live and work. We foster an environment that embraces the diverse talents, perspectives, and ideas of all employees, enabling everyone to reach their fullest potential”

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“Continuous learning is built into the fabric of our operation. Through initiatives like Orion180 University, we provide tailored training for our team members to ensure they are at the forefront of insurance technology, underwriting standards, and customer engagement techniques”

Kenneth Gregg, Orion180

Ivan Verescuk

Chief Executive Officer and Managing Director

Shaun O’Brien

Head of Underwriting

Emily Walker

Head of Strata and Development

Rex Oakman

Head of Operations and Risk

Sandy Newton

Head of Underwriting

Andrew Mitchell

Manager – NSW

Michael Prokopis

Manager – Southern Region

Pam Chhabra

Manager – Residential Strata

Jeffrey Valdivia

Manager – Commercial Strata

Adam Basaldella

Manager – Claims

Launched in March 2022, Quantum Mortgages is an intermediary-only specialist lender initially focused on the needs of experienced landlords. Its team understands buy-to-let and has worked with intermediaries for virtually its entire career. This deep understanding of both landlords’ and intermediaries’ needs has led to the creation of what it considers a unique proposition. While most lenders continue to pursue the technology-driven dream of automation and offering mortgages as quickly as possible, Quantum Mortgages is more focused on providing landlords and mortgage intermediaries with greater product choice, more useful and modern lending criteria, and the ability to listen to and understand individual circumstances. By combining the latest technology with skilled human underwriting, the firm’s unique underwriting model provides intermediary partners with a seamless, paperless and hassle-free application process – using technology to help humans make common-sense, rational lending decisions rather than humans building technology to make irrational lending decisions. As of September, Quantum Mortgages has surpassed £1 billion of mortgage lending since completing its first loan in July 2022, marking a significant milestone in just over four years. Quantum has successfully established a scalable and diversified funding platform through its Bletchley Park Funding securitisation programme. The business has now completed three securitisation transactions.

As Orion180 introduces new coverage options and deepens product offerings, it is upskilling employees to become experts in the next generation of property protection. Retention is a cornerstone of its service standards, supported by regular feedback loops, tracked engagement, and clear internal career paths that give top talent room to advance. With a rapidly growing national presence, Orion180 offers flexible and standard home insurance solutions, including FLEX and HO-3 coverage, as well as DP Landlord, flood and jewelry protection across AL, AZ, CA, CO, FL, GA, IL, IN, MA, MS, NC, OH, SC, and TX. Its proprietary MY180 platform serves as essential, high-impact technology for agents and insureds alike, further enhanced by smart tech innovations like the AWTOS water damage mitigation system and the PRYZMIQ home self-inspection tool. Orion180 proudly collaborates with more than 10,000 partner agents to serve 500,000 customers, safeguarding more than $150 billion in assets. Its unwavering commitment to operational excellence and exceptional agent and customer service is demonstrated by an impressive track record: 17-day average claims resolution and 5,000 five-star Google reviews. Connect with Orion180 on X, LinkedIn, Facebook, Instagram, TruthSocial, and YouTube, or visit www.Orion180.com to learn more.